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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Brilliant to deal with, quick decision and money in bank in no time! Brilliant

I approached Zopa, having never heard of them, but recommended by a friend. They were brilliant, quick service, quick decision, and would recommend them to anyone. Reviewed on: 20th December 2016

quick, helpful, faultless

quick application process, easy access to information needed, did what they said they would! Reviewed on: 20th December 2016

One stop shop for fulfilling all your dreams

From application to surfacing the loaned amount on my bank account was a smooth streamlined well designed process offered by Zopa. Moreover Zopa met the pre-agreed pre-declared SLA meeting my expectations. Well done Zopa! Reviewed on: 20th December 2016

Excellent service

Great service, hassle free and quick delivery of funds. Highly recommend!!! Reviewed on: 20th December 2016

trusted provider

Great provider of loans at an affordable rate, simple to use too, I can only imagine that this provider is going to win a lot of business as most just want to rip people off where as this provider seems to be taking a different approach:-) Reviewed on: 20th December 2016

Truly outstanding! From speed of setup to ease of servicing the loan.

I wanted a loan for some home improvements at a competative interest rate. Zopa provided this as well as a super easy application process and simple repayment service online. Reviewed on: 20th December 2016

Simple, easy and good rate

Easy to set up the loan, it was at a great rate, good follow up emails and layout of website is easy to use. Very happy with the service. Would definitely recommend Reviewed on: 20th December 2016

Excellent no hassle service!

When I have tried other places nothing compares to Zopa! Reviewed on: 20th December 2016

Good clear lending with honest visibility and repayment terms

Very efficient great service, clear concise and easy to work with Zopa are changing banking for the better and I hope to see more companies like them. Reviewed on: 20th December 2016

Simply brilliant

One of the simplest and straight forward experiences that I have had when dealing with finance. Add to that the best interest rates and superb customer service and you have the best package out there. Very happy customer. Reviewed on: 20th December 2016

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