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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent loan provider

Very easy process and very helpful obtaining a loan. Would not go anywhere else Zopa is the best loan provider i have dealt with. Reviewed on: 30th May 2017

fast, simple and cheap!

I've got a fairly good credit rating so was surprised when zopa came out the cheapest on a comparison site. The application was quick and the money was in my account the next day. Fantastic! Reviewed on: 30th May 2017

excellent service

a very easy process from start to finish. quick desicion and money was in my account at the time stated. low interest rate with afforadable replayments. Would recommend this service to anyone. Reviewed on: 30th May 2017

Simple

Easy to get a loan, very helpful and great rates! Reviewed on: 30th May 2017

Good service

Quick and easy way to get money. Simple applications and fast answer. Reviewed on: 30th May 2017

Great loan company!

Everyone was so helpful in helping me with the loan I got. Quick and effective response. 100% would recommend! Reviewed on: 30th May 2017

Very Easy application and administration of Loan

Zopa have been one of the easiest Loan Companies I have ever dealt with all straight forward easy application and great customer service. Easy to keep track of where the loan is at through the term of the loan online. Reviewed on: 30th May 2017

Easy, efficient & professional

Quick and easy to apply with efficient response and fund release Reviewed on: 30th May 2017

Simple, Swift Procedure.

Very simple application, swift processing and quick transfer of funds to my account, Super service with no hassle. Mel Reviewed on: 30th May 2017

Great rates

Best rates I've seen and very quick payout Reviewed on: 30th May 2017

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