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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Simple, hassle free

The most streamlined and simple process ever, everything laid out in simple terms and clarity prevelant throughout. Reviewed on: 20th December 2016

Easy, cheap, honest

This was my first major credit application, I needed to borrow money to buy my first car for work. The dealer said I wouldn't be able to find a better deal than the finance package they were offering... I went outside to have a look on my phone and came back in 5 minutes later with a Zopa loan offer that was less than half the cost of credit of the dealership loan. Almost a year later I've had zero problems, I switched my repayment date when my pay day changed to the middle of the month with no hassle. Everything has been clear, easy and fast. Reviewed on: 20th December 2016

Loan Review

Was really easy and a major selling point is no extra cost for paying back early. You know where you re upto and easy to change payment date. Would highly recommend Zopa. Reviewed on: 20th December 2016

Efficient service sorted our loan out quickly

We needed some extra money for our wedding and zopa sorted our needs out very quickly. Reviewed on: 20th December 2016

Zopa - the people's friend

I needed a loan for a new boiler. I compared several loans on a credit score site and Zopa were the top company and the reviews were great. I applied for a loan with then and had a positive result within minutes. Great rates and great service. Reviewed on: 20th December 2016

brilliant

I have been 100% satisfied with my loan Reviewed on: 20th December 2016

Quick, easy, affordable

When I was accepted for my loan, zopa had the best interest rates. They're customer service skills where second to none, I recieved the money within the next few days. Now I have my loan, it is affordable to pay back, and you don't receive any junk mail from them for advertising! Thank you zopa Reviewed on: 20th December 2016

Quick, easy and simple!

The whole process was simple, pain free and very fast! Reviewed on: 20th December 2016

Fantastic, Simple, Straight Forward, Quick

I applied for a loan to consolidate some credit card debts and pay them off in one monthly amount, taking away the stress of juggling multiple cards and 0% balance transfers. I expected the application process to be long and complicated but it was so simple and straight forward. Before I knew it the money was in bank and I was able to forget about juggling the cards and cutting them up. Reviewed on: 20th December 2016

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