Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy to arrange, low interest loan.

I have had two loans with Zopa. The initial loan was for a car, much lower interest than car finance. Easy to arrange online. I later had a top up loan. Again, no problems. Good communication. Would definitely use Zopa again and recommend to others. Reviewed on: 30th May 2017

So easy

Had a loan for a car from zopa was so easy to apply for and quick. Great online service, you can view your balance very impressed would definite recommend. I have had no problems and will use again if I need another loan. Reviewed on: 30th May 2017

Low intrest rates and fast service.

Very simple application online and quick decision. Nice low intrest rates. Best loan ive ever had . Reviewed on: 30th May 2017

Decision in seconds, great interest rates.

My second loan. Smooth application. Reviewed on: 30th May 2017

Unbeatable

I needed a loan quick due to my car giving up on me. Zopa gave me a loan within a couple days at an unrivalled apr. I've told many friends and family to use Zopa and if I ever needed another loan, I would 100% use this company. Reviewed on: 30th May 2017

Fast, fair and hassle-free

I needed a consolidation loan to shift from high APR cards & loans offered to me by my bank and Zopa exceeded my expectations. The whole process is simple, fast & clear with an excellent online site. Communication has been excellent throughout - they even contacted me when I could get a new loan at a better rate! How many banks would do that! Reviewed on: 30th May 2017

An excellent company with helpful products

After searching a number of financing avenues for a car purchase I happened on Zopa. The application process online was extremely clear and simple to follow, the approval process was fast and efficient - as was the subsequent money transfer. I'm very pleased with the rate of interest offered and everything seems clear and easy to use and follow. Well done Zopa! Reviewed on: 30th May 2017

Excellent

I had a really positive experience with Zopa so have no hesitation in recommending them. Reviewed on: 30th May 2017

Easy to apply low rate

From start to finish this is how the loan process should be . I have a foreign income and still had a response within days . Was by far the cheapest loan available on the market Reviewed on: 30th May 2017

Great Service

Really straight forward process obtaining a loan and was kept up to date throughout the process. Really quick timescales & great keeping in touch for any questions. Would definitely recommend Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from On Stride Financial (inactive company) 4.14 from 5 reviews
Personal Loan
from TSB 3.68 from 22 reviews
BetterBorrow (discontinued)
from BetterBorrow (inactive company) 4.80 from 906 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub