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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Best by far

Can't beat Zopas interest rates,none of the big banks can get near them.You get a quick decision plus website is so easy to use.Have used Zopa twice now and always recommend them to friends and family. Reviewed on: 20th December 2016

Qucik, easy, clear and concise

Tremendous service from start to finish, and that was a very short time! The application was quick and easy. No need to send anything away and I got an offer within an hour or so. It was a much better rate than I was getting from my own bank, who I had been with for a decade and a half. I did some research to make sure the site was for real because it seemed too good to be true. Everything checked out of course, and the reviews and ratings really do reflect the excellent service they provide. Don't hesitate, do it today! Reviewed on: 20th December 2016

Great help when you need it msot

easy to use and navigate, quick response and fast payments. hassle free. Reviewed on: 20th December 2016

Zopa loans - very good company

I got a loan to purchase a car.. Zopa have been great lenders from start to finish Reviewed on: 20th December 2016

Great Service, easy to secure

I applied online and was given an answer almost immediately. Very easy and professional, would recommend. Reviewed on: 20th December 2016

Perfect everything

Perfect...perfect...perfect....no stress no hassle....and quick Reviewed on: 20th December 2016

Really simple and the best rates

I took a loan out with Zopa and found that the rates were the best and that the customer service was really good! would recommend. Reviewed on: 20th December 2016

I'm in control of my loan.

Unlike big banks who do things on their own terms Zopa gives me freedom to choose how much I pay, what date I pay and the option to repay earlier. When that happens, there is trust and I feel like I am in control. Reviewed on: 20th December 2016

Number one for ease and service

Not much in life exceeds expectations but taking out a loan with Zopa did. An easy, fast and fair process. Reviewed on: 20th December 2016

Great company, fast and easy loan access

Have a great costumer service, easy access to the account, easy following the state of your application or loan status. Very satisfied with my loan, I do recommend this for everybody who needs a loan with affordable monthly payments. Reviewed on: 20th December 2016

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