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Zopa: Personal loan reviews

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4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Brilliant

5
Zero hassle. Everything was made simple and it was very quick to get the money. They have kept me up to date and have great offers Reviewed on: 20th December 2016
Craig Farrar's avatar
Craig Farrar

Quick, easy and fast.

5
Having used Zopa for two loans over the past 10 years it is definitely my go to place for any future borrowing needs. The whole process was easy from application to receiving the funds. I was kept informed throughout and understood each stage as my loan was processed. I would definitely recommend to family and friends, and would be a repeat customer. Even more I have seriously considered lending via Zopa. Reviewed on: 20th December 2016
Christina Freeman 's avatar
Christina Freeman

Quick and Simple

5
Quick and simple process and by far the best interest rates for what I wanted that I could find, couldn't recommend them highly enough. Reviewed on: 20th December 2016
Colleen John's avatar
Colleen John

Excellent

5
Quick pay-out of loan, great customer service and kept up to date Reviewed on: 20th December 2016
Richard Windsor's avatar
Richard Windsor

Fast and easy

4
Very quick application. Accepted same day. Online management made changing payment date very convenient. Reviewed on: 20th December 2016
Sarah Staig's avatar
Sarah Staig

Awsome

5
I have found that everywhere else the interest rates are just to much zopa is amazing the interest is one of the lowest I've seen its easy to pay back and have recommended to friends and family already xx Reviewed on: 20th December 2016
Emily Walton's avatar
Emily Walton

Simple and stress free

5
I landed on the Zopa homepage when looking for a loan. Not knowing much about them their website was super informative and really user friendly. I did my research and felt hugely comfortable applying through them. The application process was simple and straightforward and all the while you are kept updated about the chain of progress and what steps are needed from you. They are very speedy and assistive in their responses. I could not be happier with the service provided. Thank you Zopa! Reviewed on: 20th December 2016
Sarah Axon's avatar
Sarah Axon

Excellent service

5
Excellent all-round provider. Would definitely recommend them. Reviewed on: 20th December 2016
Philip Exley's avatar
Philip Exley

Simple and Good Value

5
They were very competitive across a wide range of loan amounts. Zopa were very quick to inform me of their decision and also transfer money once approved! Many Thanks and Merry Christmas Reviewed on: 20th December 2016
Henry Thompson's avatar
Henry Thompson

Fantastic!

5
Fantastic every step of the way!! Reviewed on: 20th December 2016
James Smith's avatar
James Smith

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