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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

best lending company I've ever used

5
Kept up to date at all times, with the best APR rates available Reviewed on: 30th May 2017
Gareth Parfitt 's avatar
Gareth Parfitt

Quick and simple process

5
I came to Zopa in search of a loan that would help me pay off a credit card balance. The process took 10 mins and was a very easy one. The whole process was clearly explained at each step making it very easy to understand what I was agreeing to. 10/10 Reviewed on: 30th May 2017
John Wallace's avatar
John Wallace

first class

5
First class rates,first class service . No hassle and a fast payout. Would recommend to anyone Reviewed on: 30th May 2017
graham ward's avatar
graham ward

Quick and Easy

5
Amazing! Very quick and easy. Straighforward service that doesnt keep you waiting on the outcome. Also, really like how customisable your loan is. Love that you are able to choose your own repayment date and that you have the option to pay off more or all of your loan whenever you want. Reviewed on: 30th May 2017
Adnan Ahmed's avatar
Adnan Ahmed

Upfront Loans, Reasonable Rates

5
I've found my Zopa Loan has been excellent. I knew exactly what it would cost me in interest and fees before applying, the loan was approved in a few days and from approval I had the money in the bank the next day. I've had no problems setting up my repayments and the whole thing has been hassle free. Reviewed on: 30th May 2017
Jessica Hart's avatar
Jessica Hart

Great, quick service

5
Would recommend to anyone. Great service, and process. Reviewed on: 30th May 2017
Luke Watkins-Lewis's avatar
Luke Watkins-Lewis

Excellent company

5
Quick and easy to apply, approved straight away even though I don't have the best credit rating! I can deal with everything online which makes it so much easier, including changing my repayment dates. Would definitely recommend Zopa Reviewed on: 30th May 2017
Shelley Wellbelove's avatar
Shelley Wellbelove

Very quick efficient service

5
Great, quick application process. Great rates offered before agreeing to loan. Reviewed on: 30th May 2017
Alex King's avatar
Alex King

Always honest

5
Zopa have always provided a fantastic service. Reviewed on: 30th May 2017
Richard's avatar
Richard

Quick and Simple. A great company

5
I used clearscore to see my options for a loan. Zoos offered by far the best rate. I was preapproved so the whole process was really quick. I did the whole thing on my phone in a few minutes. The money was in my account really quickly and the direct debit I set up was easy to do too. Zopa really impressed my and I would recommend them. Reviewed on: 30th May 2017
Dominic Penney's avatar
Dominic Penney

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