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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Best loan provider on the market

Easy to use, low rates and a great online interface Reviewed on: 30th May 2017

A great service

Easy and quick. Efficient service Reviewed on: 30th May 2017

Quite simply the best rates.

And the customer service made it a complete bonus. Approved in minutes. Very very happy with them. Reviewed on: 30th May 2017

Excellent

Great service, communication, attention to deals and company Reviewed on: 30th May 2017

Quick and easy

The set up is quick and easy! It's stress free and repayments are easy to manage Reviewed on: 30th May 2017

Easy and good value

Zips were very easy to use and offered me a lower interest rate than my own bank!! Reviewed on: 30th May 2017

Fast

Not bad if u wont repair ur credit Reviewed on: 23rd May 2017

High Apr

They sorted out very quickly but they interest Apr it's very high Reviewed on: 12th May 2017

Great interest rate

Do not charge a bomb in interest. I paid 500 interest on 3000 loan. Loan was paid instantly into my account. Reviewed on: 12th May 2017

Too good but true!!

From the initial enquiry to the payment of the loan was easy, crystal clear as to what charges you pay, the monthly costs and also handling questions. They say "if it's too good it can't be true" but Zopa prove that to be wrong and are outstanding in all aspects !!! Best experience I've ever had applying for a loan !!! Reviewed on: 2nd May 2017

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