Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and Simple. A great company

I used clearscore to see my options for a loan. Zoos offered by far the best rate. I was preapproved so the whole process was really quick. I did the whole thing on my phone in a few minutes. The money was in my account really quickly and the direct debit I set up was easy to do too. Zopa really impressed my and I would recommend them. Reviewed on: 30th May 2017

Excellent

I used Zopa because of the flexibility you have to pay off extra little bits to help. Good rates. Highly reccomended Reviewed on: 30th May 2017

Quick and easy

Zopla were quick and easy to deal with everything was straight forward and clear with great customer service Reviewed on: 30th May 2017

Fantastic from start to finish

Extremely easy from start to finish, fantastic contact and funds were made available very quickly. Very fast descision as well. Highly recommended. Reviewed on: 30th May 2017

Best rates going!

Quick and simple to apply, received my confirmation very quickly and have had great support so far. The rates are the best going, and I feel comfortable putting my trust in Zopa for any future financial needs. Reviewed on: 30th May 2017

Straightforward.

Found/find Zopa hasslefree, with great interest rates. Also easy to pay off early. Reviewed on: 30th May 2017

great loan provider. fast and cheap.

everything went fast and smooth. money in the bank the same day. very good rates too. highly recommend! Reviewed on: 30th May 2017

Friendly customer service

Fast approval and very friendly customer service. I will definitely continue to work with Zopa! Reviewed on: 30th May 2017

zopa tastic

fanatasic prompt hassle free great communication great promotions Reviewed on: 30th May 2017

Best loan provider on the market

Easy to use, low rates and a great online interface Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from The Co-operative Bank 3.63 from 5 reviews
Personal Loan
from NatWest 4.53 from 155 reviews
Short-term loan
from Wonga 3.11 from 83 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub