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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent

I used Zopa because of the flexibility you have to pay off extra little bits to help. Good rates. Highly reccomended Reviewed on: 30th May 2017

Quick and easy

Zopla were quick and easy to deal with everything was straight forward and clear with great customer service Reviewed on: 30th May 2017

Fantastic from start to finish

Extremely easy from start to finish, fantastic contact and funds were made available very quickly. Very fast descision as well. Highly recommended. Reviewed on: 30th May 2017

Best rates going!

Quick and simple to apply, received my confirmation very quickly and have had great support so far. The rates are the best going, and I feel comfortable putting my trust in Zopa for any future financial needs. Reviewed on: 30th May 2017

Straightforward.

Found/find Zopa hasslefree, with great interest rates. Also easy to pay off early. Reviewed on: 30th May 2017

great loan provider. fast and cheap.

everything went fast and smooth. money in the bank the same day. very good rates too. highly recommend! Reviewed on: 30th May 2017

Friendly customer service

Fast approval and very friendly customer service. I will definitely continue to work with Zopa! Reviewed on: 30th May 2017

zopa tastic

fanatasic prompt hassle free great communication great promotions Reviewed on: 30th May 2017

Best loan provider on the market

Easy to use, low rates and a great online interface Reviewed on: 30th May 2017

A great service

Easy and quick. Efficient service Reviewed on: 30th May 2017

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