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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

A great service

5
Easy and quick. Efficient service Reviewed on: 30th May 2017
sara Williams's avatar
sara Williams

Quite simply the best rates.

5
And the customer service made it a complete bonus. Approved in minutes. Very very happy with them. Reviewed on: 30th May 2017
Jonathan Ingham's avatar
Jonathan Ingham

Excellent

5
Great service, communication, attention to deals and company Reviewed on: 30th May 2017
Tam Dolan's avatar
Tam Dolan

Quick and easy

5
The set up is quick and easy! It's stress free and repayments are easy to manage Reviewed on: 30th May 2017
Emily 's avatar
Emily

Easy and good value

5
Zips were very easy to use and offered me a lower interest rate than my own bank!! Reviewed on: 30th May 2017
Ben Halpin's avatar
Ben Halpin

Fast

5
Not bad if u wont repair ur credit Reviewed on: 23rd May 2017
Bartosz Chelmowski's avatar
Bartosz Chelmowski

High Apr

5
They sorted out very quickly but they interest Apr it's very high Reviewed on: 12th May 2017
Florim Prebreza's avatar
Florim Prebreza

Great interest rate

5
Do not charge a bomb in interest. I paid 500 interest on 3000 loan. Loan was paid instantly into my account. Reviewed on: 12th May 2017
Heena Nisa's avatar
Heena Nisa

Too good but true!!

5
From the initial enquiry to the payment of the loan was easy, crystal clear as to what charges you pay, the monthly costs and also handling questions. They say "if it's too good it can't be true" but Zopa prove that to be wrong and are outstanding in all aspects !!! Best experience I've ever had applying for a loan !!! Reviewed on: 2nd May 2017
Rob Carr's avatar
Rob Carr

Quick and easy

5
Really quick and easy to get a loan from Zopa. Great rates too. Reviewed on: 1st May 2017
Ji Pattison-Smith's avatar
Ji Pattison-Smith

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