Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

View other Zopa products

4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68053)

All stars

I had been trying to sort out my bills for a long time but not getting anywhere with all the interest on top off interest my monthly payments were just getting to much then I able to get a zopa loan and have paid off all my other loans and credit cards and only have the one payment a month and in a few years I will debt free. Reviewed on: 19th December 2016

Fast service

Fast service, only took a day from application until the money was in the bank, would definitely recommend Zopa. Reviewed on: 19th December 2016

Quick and easy to apply for loans low interest

Quick and easy to apply, quick response good interest rates really low, great dealing with queries and no charge for early repayment would highly recommend. Reviewed on: 19th December 2016

Top Dogs

So very easy to deal with and is with you so quickly. Couldn't rate more highly, superb. Reviewed on: 19th December 2016

Great company, but Listen and Read.. First

Really good customer experience, loan was not explained properly to me and interest is a little high but for me the benefit of managing my loan on line is fantastic. I would have another loan with Zopa but would see if there was a better intent rate first and look at a different way to pay so that I could pay it off quicker Reviewed on: 19th December 2016

Loan with ease of processing

Simple to apply,speedy processing,overall responsiveness high. Reviewed on: 19th December 2016

Loan honesty and simplicity

Ease,fairness and honesty upfront. Reviewed on: 19th December 2016

New Car

A very easy process, great customer service. Favourable interest rates. A great car parked outside. All good. Reviewed on: 19th December 2016

Great Company to get the loan at great interest Rate

I was looking for a some small amount of loan and after comparison between different competitors I found Zopa interest rate was quite reasonable and very great service. As I applied for the loan within couple of days I got my loan. I would definitely recommend Zooa to friend/family ! Reviewed on: 19th December 2016

Speedy and friendly,we've used twice before, we love Zopa loans, cos they opened the door. They helped us out when we needed some money, life is now great, the futures big, bright and sunny.

So good we used you twice. Quick decision money in bank straight away. Love Zopa X Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loan
from eLogBookLoan 4.82 from 13 reviews
Personal Loan
from first direct 4.43 from 12 reviews
Equity Crowdfunding (discontinued)
from Fireflock (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5950 reviews
Smart Saver
from Zopa 4.94 from 8050 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub