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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick, low interest

Brilliant I needed cash for my wedding and I heard about this from a friend they are brilliant low interest rates so I'm not paying back a stupid amount I will definitely use them again Reviewed on: 20th January 2017

Very good

Very simple easy process and very good interest rates, would definitely use again Reviewed on: 19th January 2017

Excellent customer service

Easy to get in touch with. Quick quote. Got response very quickly and was very satisfied with person talking to me. Reviewed on: 17th January 2017

Great quick efficient service

Got a loan for a car, very fast efficient service and was sorted in a few days thank you Zopa Reviewed on: 16th January 2017

faultless service

Great rates and great service. Highly recommend! :) Reviewed on: 15th January 2017

Fast, simple, low stress and great rates.

The application for a loan was quick, easy and painless and I was told of their decision the same day. Stress free repayments and so far, no hidden costs or nasty surprises! Reviewed on: 11th January 2017

Amazing!

I got loan very quickly from Zopa and the customer service was pleasure to talk to... When I finish paying this loan I have already plans for applying more! Reviewed on: 10th January 2017

car loan

i needed a loan quite quickly to buy a car and the interest rate the car dealer was offering was very high so i went online and found Zopa. the application was quick and easy and i had my approval pretty much straight away. great service, great interest rate. will definitely use them again if i ever need another loan. Reviewed on: 9th January 2017

great help

Was great help and easy to pay back with great interest rate Reviewed on: 7th January 2017

Super duper & low interest paybacks!

Nice & straight forward, money was in the account in no time whatsoever. The interest rate payback is probably one of the best out there. Simple terms in paperwork....no hidden costs...! Well at least I'm hoping ;D Would recommend to friends :) Reviewed on: 6th January 2017

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