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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Low interest, great value!

I secured a loan with a low interest and over an adjustable period of time. It was incredibly easy to set up and I'm not bombarded with emails from them. They are very efficient and I would definitely recommend. Reviewed on: 1st May 2017

Stress free

The best loan I have ever applied for ,straight forward ,no hassle ,good rates so good went back for a second time Reviewed on: 1st May 2017

The best Zopa

:) :) :) :) :) :) :) :) :) :) :) :) :) :) :) Reviewed on: 30th April 2017

Great Rates with Zopa

I took out a loan with Zopa to pay for my car, it was the lowest interest on the internet and was easy and quick to apply. They also offer a service in which you can get the money earlier if you need it, which was great for me as I needed to buy the car. Reviewed on: 25th April 2017

Great loans

Great loans, usually with excellent rates and no penalties for early payment Reviewed on: 14th April 2017

Excellent, hassle-free

Very easy, great customer service! Reviewed on: 5th April 2017

Quick, efficient, great rate and simple.

I needed a new car so I went straight to Zopa. Got my 'rate' within a few minutes, told my monthly repayments (offered different periods so I could choose what suited me). Within minutes finished applying, was informed very quickly and I had the money within days. Reviewed on: 6th February 2017

Brilliant

All the way the best loan providers Reviewed on: 5th February 2017

Zoopa loans

Very simple and easy, good interest rates. Reviewed on: 3rd February 2017

Quick, low interest

Brilliant I needed cash for my wedding and I heard about this from a friend they are brilliant low interest rates so I'm not paying back a stupid amount I will definitely use them again Reviewed on: 20th January 2017

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