Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Stress free

The best loan I have ever applied for ,straight forward ,no hassle ,good rates so good went back for a second time Reviewed on: 1st May 2017

The best Zopa

:) :) :) :) :) :) :) :) :) :) :) :) :) :) :) Reviewed on: 30th April 2017

Great Rates with Zopa

I took out a loan with Zopa to pay for my car, it was the lowest interest on the internet and was easy and quick to apply. They also offer a service in which you can get the money earlier if you need it, which was great for me as I needed to buy the car. Reviewed on: 25th April 2017

Great loans

Great loans, usually with excellent rates and no penalties for early payment Reviewed on: 14th April 2017

Excellent, hassle-free

Very easy, great customer service! Reviewed on: 5th April 2017

Quick, efficient, great rate and simple.

I needed a new car so I went straight to Zopa. Got my 'rate' within a few minutes, told my monthly repayments (offered different periods so I could choose what suited me). Within minutes finished applying, was informed very quickly and I had the money within days. Reviewed on: 6th February 2017

Brilliant

All the way the best loan providers Reviewed on: 5th February 2017

Zoopa loans

Very simple and easy, good interest rates. Reviewed on: 3rd February 2017

Quick, low interest

Brilliant I needed cash for my wedding and I heard about this from a friend they are brilliant low interest rates so I'm not paying back a stupid amount I will definitely use them again Reviewed on: 20th January 2017

Very good

Very simple easy process and very good interest rates, would definitely use again Reviewed on: 19th January 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from MPP Money (inactive company) 3.63 from 4 reviews
Short-term loan
from The Money Shop 3.91 from 12 reviews
Personal loan
from Lendable 4.85 from 32054 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub