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Zopa: Personal loan reviews

4.94
Based on 68,048 reviews, last reviewed 17th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026
Kennedy's avatar
Kennedy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Quick and easy. Great service and excellent interest rates.

5
Applying for the loan was easy and quick. Affordable repayments and a excellent interest rate. I would definitely recommend Zopa for a loan. Reviewed on: 19th December 2016

I found zips absolutely fantastic everything done in seconds

5
Zola was fantastic it took a couple of minutes to sort out my loan this is my second loan and the interest rates are minimal great service from a great organisation Reviewed on: 19th December 2016

Best loan company by far

5
Great rates, very easy to organise and to control. Recommend to friends and family Reviewed on: 19th December 2016

Convenient

4
After a Money Supermarket search led to me Zopa for a loan, I couldn't have been more surprised at how straightforward the whole process was. No jargon or small print, extremely convenient and I wouldn't hesitate to use them again. Infact I recommended a friend the very next day. Reviewed on: 19th December 2016

Great!

5
Great company! Easy access to view how much you have left to pay! I also liked how you overpay. Reviewed on: 19th December 2016

Very quick and easy.

5
I applied online. The application was very easy and I found out if I was able to get the loan is was looking for, once it had been accepted it was in my bank in 3 days no fuss. Reviewed on: 19th December 2016

Really quick and easy loans

5
The loan process is simple and quick. Would happily use zopa again. Reviewed on: 19th December 2016

Zopa provide an excellent service .

5
Zopa helped me in well I was in needed . Thanks zopa team for the support . Reviewed on: 19th December 2016

Fast, reliable and efficient. Thanks guys

5
The best providers I've come across with competitive rates. Reviewed on: 19th December 2016

Would Definitely Recommend

5
Very quick, hassle free process with excellent rates Reviewed on: 19th December 2016

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