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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,088 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69088)

Simple fast and friendly

5
Having to start again on the finance side of things at 48 is scary Asking for a loan feeling I could be turned down was scary But with Zopa It was fast and simple, I was over joyed with an instant answer Also the rates are fantastic compared to other lenders I will never use anyone else again Reviewed on: 19th December 2016
Donna wright's avatar
Donna wright

Easy, quick, hassle free and a feeling of trust

5
Zopa were extremely easy to use, the most competitive for their interest rate and the easiest to set up. Just a quick check and the loan was approved immediately. Then in a few days the loan came through. Nice and simple! Reviewed on: 19th December 2016
James Shelbourne's avatar
James Shelbourne

Excellent service and rates

5
Couldn't be simpler or quicker to get an answer for a loan with low, low rates Reviewed on: 19th December 2016
Steve Tedder 's avatar
Steve Tedder

Excellent

5
Fantastic service , very speedy process and prompt results. Impressed. Will recommend. Reviewed on: 19th December 2016
Chitrali 's avatar
Chitrali

Excellent

5
Quick and easy. By far the best experience I've had when taking out a loan Reviewed on: 19th December 2016
Matthew Otter 's avatar
Matthew Otter

A shockingly easy process

5
I completed an application form after being given a really good interest rate that seemed too good to be true especially as my credit rating was only fair. The application was completed in minutes with an offer made instantly. The money was transferred 3 days later. I have recommended this company to my friends a family and will use them again in the future. S Davis Reviewed on: 19th December 2016
Sam davis's avatar
Sam davis

Quick, easy and no problems.

5
This could not have been a more easy process. Very impressed by the whole experince Reviewed on: 19th December 2016
John's avatar
John

lending made easy

5
Hassle free process. Quick decision. Reviewed on: 19th December 2016
Carole Shackleton's avatar
Carole Shackleton

Fair, fast and friendly.

5
Great options, value for money and a friendly, helpful service with everything well explained during the application process. Reviewed on: 19th December 2016
Spencer 's avatar
Spencer

Quick and easy.......no fuss

5
What an Experience!!!!!! Nice simple way of applying for a loan with low interest rates.....Easy to keep tabs on my account with they're online enquiry site.....quick response and no trouble with the payment direct into my account.....How could I not recommend to a friend..... Reviewed on: 19th December 2016
Daniel Davies's avatar
Daniel Davies

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