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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Excellent service

Easy to obtain. Good people to work with. Great service Reviewed on: 19th December 2016

Easy loan

Very easy and straightforward to deal with. Amalgamate your loans easily Reviewed on: 19th December 2016

Brilliant and easy to do with no upselling

So easy to use it's ridiculous. Check how much loan you have left, make extra payments, top up your loan. All that without someone trying to make you take it to earn commission. Will 100% borrow from zopa again Reviewed on: 19th December 2016

Stress Free Loan Experience!

I needed a loan over a period of years. Zopa made it possible at an interest rate I could afford! Good communications, easy application! Reviewed on: 19th December 2016

Friendly, quick and easy!

Applying for a loan with Zopa is really quick and easy. I wouldn't hesitate to recommend Zopa to anyone looking for a loan. Everything is easy to understand and the whole process is simple and quick. Reviewed on: 19th December 2016

Easy and quick, rates are excellent

Have had a few zips loans now the website is easy to use. The loans offer great value and the repayments are manageable and the intrest rates are very good. Have recommended to friends Reviewed on: 19th December 2016

zopa are quick at making decisions and are reliable.

I have used zopa loans twice and been very impressed with how easy they make the application process. Reviewed on: 19th December 2016

Great rates, great service

Zopa offered me a great rate, in a loan period that suited me. The information provided was clear and concise. The money was in my account almost immediately. All in all a very slick and trustworthy company Reviewed on: 19th December 2016

How all loan companys should be.

A credit to the industry. Pun intended. Reviewed on: 19th December 2016

Easy personal loan with ZOPA

So easy to access the ZOPA website,get a quote,apply for your loan and get a quick decision all in a few moments. Great interest rates,great customer service. I would use ZOPA again if needed. Reviewed on: 19th December 2016

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