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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,089 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69089)

Great rate, app is clear to use, customer services b...

5
Great rate, app is clear to use, customer services brilliant. Reviewed on: 14th January 2025
William's avatar
William

Great easy to use no problems, very straightforward...

4
Great easy to use no problems, very straightforward lots of information Reviewed on: 14th January 2025
Lisa Hitchens's avatar
Lisa Hitchens

speak to them don’t use the live chat

5
Very helpful staff by telephone not the live chat Reviewed on: 14th January 2025
Matt Allen's avatar
Matt Allen

Zopa gave me the loan that I was pre approved for.

5
All the other loan providers said I was pre approved but upon application made it difficult and kept moving the goal posts. Zopa were great and give me the loan I was pre approved for. No hassle and so far so good. Reviewed on: 14th January 2025
Tom s's avatar
Tom s

Extremely helpful and informative

5
Extremely helpful and in formative gave me all information I needed with no hidden charges. Very pleased and after sales communication is excellent. Reviewed on: 14th January 2025
David H's avatar
David H

Extremely streamline.

5
Extremely streamline. Had the funds on the same day of application. All online and overall just an excellent service. Reviewed on: 14th January 2025
Emmanuel I's avatar
Emmanuel I

Straightforward process good comms decent interest r...

5
Straightforward process good comms decent interest rate Reviewed on: 14th January 2025
J m watson's avatar
J m watson

Very straightforward and quick process.

5
Very straightforward and quick process. Reviewed on: 14th January 2025
Neil Grendon's avatar
Neil Grendon

Very simple application and support received by Zopa

5
Very simple application and support received by Zopa Reviewed on: 14th January 2025
Hetal T's avatar
Hetal T

Easiest application I have ever done.

5
Easiest application I have ever done. Money was very quick in my account. Excellent service. Reviewed on: 14th January 2025
Christine c's avatar
Christine c

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