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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Very simple application and support received by Zopa

Very simple application and support received by Zopa Reviewed on: 14th January 2025

Easiest application I have ever done.

Easiest application I have ever done. Money was very quick in my account. Excellent service. Reviewed on: 14th January 2025

Really easy to apply for a loan

Really easy to apply for a loan and a quick decision too Reviewed on: 14th January 2025

Great service, speedy result.

The experience of zopa loan has been easy and quick. No embarrassing questions and a speedy service from the first minute to completion of my loan. I'd have no hesitation recommending the company Reviewed on: 14th January 2025

Very easy to deal with and the app is excellent.

Very easy to deal with and the app is excellent. Reviewed on: 14th January 2025

Provider excellence

Quick and easy to deal with and approval confirmation very quick. Reviewed on: 14th January 2025

I have a loan and I’m very happy

I have a loan and I’m very happy Reviewed on: 14th January 2025

no stress

All went smoothly and a quick decision was made Reviewed on: 14th January 2025

never had a problem with this bank so easy to use an...

never had a problem with this bank so easy to use and money straight in bank when i needed it Reviewed on: 14th January 2025

ZOPA -smarter, simpler financial solutions

Constantly updating their offerings and product lineup while providing realistic rates and account offerings suitable for my credit profile. App is really easy to use and intuitive with regular updates. Reviewed on: 14th January 2025

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