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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

I was in need of a loan due to unforseen and frankly...

I was in need of a loan due to unforseen and frankly unfortunate circumstances. My bank of 30yrs, although agreeing my credit score/status was good was not willing to give me a loan. I carried out a little research on line and Zopa were able to expeditiously supply a loan at a reasonable rate. This prevented a worsening financial situation. I am 15 months into my loan with a perfect repayment history! Thank you for supporting me in my hour of need! Reviewed on: 14th January 2025

Easy fast process, no paperwork all done online so g...

Easy fast process, no paperwork all done online so good for environment Reviewed on: 14th January 2025

Fantastic zopa

I’ve been with Zopa for some time now I started of with them with a credit card the my credit limit has gone up nicely with time and regular payments and apr has decreased fairly. So I recently was looking for a call finance and decided to go with Zopa as they are really good and fair and never had any problem with them Reviewed on: 14th January 2025

Extremely straightforward and efficient service.

Extremely straightforward and efficient service. Reviewed on: 14th January 2025

Easy loan

Very easy to deal with kept us in the loop all the step of the way. Would recommend to family and friends with no hesitation and would use without a doubt if needed. Reviewed on: 14th January 2025

Always easy to utilise online, decent rates.

Always easy to utilise online, decent rates. Been really happy overall Reviewed on: 14th January 2025

A fantastic company to deal with

A fantastic company to deal with Reviewed on: 14th January 2025

Quick and easy excellent rates, absolutely superb mo...

Quick and easy excellent rates, absolutely superb money in the bank account same day Reviewed on: 14th January 2025

Zopa have been the way I have been able to borrow wh...

Zopa have been the way I have been able to borrow when needed at great rates, without any fuss. Reviewed on: 14th January 2025

So Easy to Apply

Seamlessly - it so easy to make application from start to finish. Reviewed on: 14th January 2025

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