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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Always quick and easy to use.

Always quick and easy to use. Great mobile app too. Reviewed on: 14th January 2025

Great rate, app is clear to use, customer services b...

Great rate, app is clear to use, customer services brilliant. Reviewed on: 14th January 2025

Great easy to use no problems, very straightforward...

Great easy to use no problems, very straightforward lots of information Reviewed on: 14th January 2025

speak to them don’t use the live chat

Very helpful staff by telephone not the live chat Reviewed on: 14th January 2025

Zopa gave me the loan that I was pre approved for.

All the other loan providers said I was pre approved but upon application made it difficult and kept moving the goal posts. Zopa were great and give me the loan I was pre approved for. No hassle and so far so good. Reviewed on: 14th January 2025

Extremely helpful and informative

Extremely helpful and in formative gave me all information I needed with no hidden charges. Very pleased and after sales communication is excellent. Reviewed on: 14th January 2025

Extremely streamline.

Extremely streamline. Had the funds on the same day of application. All online and overall just an excellent service. Reviewed on: 14th January 2025

Straightforward process good comms decent interest r...

Straightforward process good comms decent interest rate Reviewed on: 14th January 2025

Very straightforward and quick process.

Very straightforward and quick process. Reviewed on: 14th January 2025

Very simple application and support received by Zopa

Very simple application and support received by Zopa Reviewed on: 14th January 2025

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