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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Good service and Cost.

Good service and Cost. Only down side is, it’s very hard to get to talk to a person about a problem and when I did he was very unhelpful and blunt Reviewed on: 14th January 2025

Very easy to use and fast decision

Very easy to use and fast decision Reviewed on: 14th January 2025

Same day loan

Money went straight in on same day, they keep me informed on things very good Reviewed on: 14th January 2025

Excellent customer service and quick payment, easy p...

Excellent customer service and quick payment, easy process Reviewed on: 14th January 2025

Flexible

Very easy in getting the loan I wanted and can make extra payments if you want to. Reviewed on: 14th January 2025

Brilliant really easy and very helpful

Brilliant really easy and very helpful Reviewed on: 14th January 2025

Great application process

Great application process, really easy and didn't take too long. Funds were received almost immediately upon approval which was very surprising. Customer service has been excellent and the app is very useful to be able to keep an eye on your account whenever you need to. Reviewed on: 14th January 2025

Very good customer service quick loan payout very happy

Very good customer service quick loan payout very happy Reviewed on: 14th January 2025

Amazing loan company, customer service is excellent

Amazing loan company, customer service is excellent Reviewed on: 14th January 2025

Easy to arrange and easy to navigate

Easy to arrange and easy to navigate Reviewed on: 14th January 2025

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