Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

I found zopa personal loan easy and quick to apply f...

5
I found zopa personal loan easy and quick to apply for helpfull and communication excellent and their app keeps you in contoll and on top of you're loan. Reviewed on: 14th January 2025

Everytime I’ve used Zopa it’s been so straight forwa...

5
Everytime I’ve used Zopa it’s been so straight forward and easy Reviewed on: 14th January 2025

Great rates and service so easy to arrange

5
Great rates and service so easy to arrange Reviewed on: 14th January 2025

Great Service

5
Amazing provider, great options for consolidation. Reviewed on: 14th January 2025

Good service

4
Straightforward and quick the whole process was easy Reviewed on: 14th January 2025

I have used Zopa quite a few times.

5
I have used Zopa quite a few times. Very easy navigating the page to get the loan I am looking for. User friendly too, changing payment dates etc Reviewed on: 14th January 2025

Very good company I had no problem getting my loan.

5
Very good company I had no problem getting my loan. Reviewed on: 14th January 2025

Great company.

5
Great company. So eady to apply for a loan Reviewed on: 14th January 2025

Excellent Support

5
Zopa has truly impressed me with its exceptional service and innovative approach to personal finance. The user interface is incredibly intuitive, making it easy to navigate and manage my account. I appreciate the transparency in their lending process and the competitive interest rates they offer. Customer service is top-notch; their representatives are friendly, knowledgeable, and always ready to assist with any inquiries. I also love the flexibility in repayment options, which makes it convenient to manage my finances without stress. Overall, my experience with Zopa has been nothing short of excellent, and I highly recommend them to anyone looking for a trustworthy and efficient financial partner! Reviewed on: 14th January 2025

Best bank what i ever used.

5
Best bank what i ever used. Highly recommend for everyone. Excellent costumer service. Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products