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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

East yo access and quick response.

East yo access and quick response. Reviewed on: 14th January 2025

Fantastic

Fantastic company never had any issues Reviewed on: 14th January 2025

Easy transaction

The whole process is really straight forward Reviewed on: 14th January 2025

Straight forward

Very easy to do business with everything was straightforward and quick. Reviewed on: 14th January 2025

Efficient, app very easy to use.

Efficient, app very easy to use. Applications concise and responses have been very timely. Grateful for them. Highly recommend. Reviewed on: 14th January 2025

Straightforward, understandable and quick

I had an excellent experience applying for and receiving the loan that I requested. The process was clear, the information provided was understandable, it couldn't have been easier. I was kept informed through out. Reviewed on: 14th January 2025

My credit score is excellent but loan rates are high.

My credit score is excellent but loan rates are high. Reviewed on: 14th January 2025

Wouldn’t hesitate to use again

Very quick and hassle free. Excellent interest rates. Reviewed on: 14th January 2025

Not had the best credit rating over the years but ha...

Not had the best credit rating over the years but have had three loans which have helped me and my wife tremendously never felt like we weren’t worthy of it Reviewed on: 14th January 2025

I found zopa personal loan easy and quick to apply f...

I found zopa personal loan easy and quick to apply for helpfull and communication excellent and their app keeps you in contoll and on top of you're loan. Reviewed on: 14th January 2025

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