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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Painless and stress free application

Painless exercise from start, in application to completion on both occasions dealing with Zopa. Reviewed on: 14th January 2025

The process was quick and easy and got the funds wit...

The process was quick and easy and got the funds within the time frame that was mentioned. Reviewed on: 14th January 2025

Superb, highly recommend!

Superb. Clear, you know exactly what you get, and great that the app is so clear showing you how much you’ve paid off and how long you have left Reviewed on: 14th January 2025

Zopa were quick and efficient in approving my person...

Zopa were quick and efficient in approving my personal loan. I needed quite a large sum of money quite quickly and they met my needs. I would certainly recommend Zopa to my friends and family if they wanted a personal loan Reviewed on: 14th January 2025

Hassle free loans with a very quick turn around

Hassle free loans with a very quick turn around Reviewed on: 14th January 2025

Great well done

Good amazing worth apply. Really recomended Reviewed on: 14th January 2025

Smooth application process

Worried at first about what it would involve but needn’t of a small form quick phone call and done. Heard within 48hrs. Reviewed on: 14th January 2025

Very efficient and fast service monies in the bank w...

Very efficient and fast service monies in the bank within 48 hours Reviewed on: 14th January 2025

Very easy to work with and communication was clear a...

Very easy to work with and communication was clear and very responsive. Any questions I had were answered in terms I could easily understand and the whole process was very smooth from start to finish Reviewed on: 14th January 2025

Just a great team at providing all your needs hassle...

Just a great team at providing all your needs hassle free. Always reminding me of changes, the best bank accounts to use and credit card information. Reviewed on: 14th January 2025

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