Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Perfect company

Easy to use. And great app that lets you keep track on your finances Reviewed on: 14th January 2025

Quick and easy application.

Quick and easy application. Fast payout. No hassle. Everything done online. Complete control of the loN in the App. Reviewed on: 14th January 2025

Easy to apply and understand all the legal informati...

Easy to apply and understand all the legal information very quick to process Reviewed on: 14th January 2025

Great service.

Very quick and efficient, easy to deal with and great customer service. Reviewed on: 14th January 2025

An excellent, modern, digital experience.

An excellent, modern, digital experience. All of my dealings with Zopa have been fast and efficient, clear and understandable. I can’t speak highly enough of them. Reviewed on: 14th January 2025

Been great from the start

Been great from the start, very easy to use their services Reviewed on: 14th January 2025

Excellent service

Been with them a while and always been treated well- would recommend to family and friends Reviewed on: 14th January 2025

Excellent service, easy to use, fast and helpfuly

Excellent service, easy to use, fast and helpfuly Reviewed on: 14th January 2025

Fast decision, fast payment.

Fast decision, fast payment. Eqse of payments and app make the load repayments extremely easy. Reviewed on: 14th January 2025

Credit card helped my immediate situation.

Credit card helped my immediate situation. Then a loan to pay off all credit. Easy fast process . No fuss Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Credio (inactive company) 0.00 from 0 reviews
Personal loans
from Reevo 4.81 from 744 reviews
Loans
from Commsave Credit Union 4.11 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub