Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Fast decision, fast payment.

Fast decision, fast payment. Eqse of payments and app make the load repayments extremely easy. Reviewed on: 14th January 2025

Credit card helped my immediate situation.

Credit card helped my immediate situation. Then a loan to pay off all credit. Easy fast process . No fuss Reviewed on: 14th January 2025

Life changing

Helped me consolidate my credit cards into one manageable payment. Cleared all my debts. Buying a house now. Top banana. Reviewed on: 3rd January 2025

superbly helpful and a great service

superbly helpful and a great service Reviewed on: 24th August 2024

Easy to set up

Easy to set up and to understand. Reviewed on: 24th August 2024

Very quick and easy loan process.

Very quick and easy loan process. Think the whole process from start to finish only took a few minutes. Reviewed on: 23rd August 2024

Breath of fresh air

Really professional service, every aspect of their online business is intuitive and easy to navigate, a breath of fresh air in this modern over complex technology defined world. Reviewed on: 23rd August 2024

Fantastic company, can’t fault them at all.

Fantastic company, can’t fault them at all. Reviewed on: 23rd August 2024

Great exoerience.

Great exoerience. Fast and easy application and I’m able to track my repayments in the app. Reviewed on: 3rd June 2024

Everything you'll ever need from a Loan Company

Everything about the whole process of applying for loans with Zopa is just so simple, straight forward and effortless Reviewed on: 30th May 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbrokers (discontinued)
from Albemarle Bond (inactive company) 4.00 from 1 reviews
Personal Loan
from LiveLend 3.96 from 25 reviews
Loans
from Creditspring 4.05 from 21 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub