Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Excellent app, superb savings

Their app is excellent, easy to use and keeps you up to date. They also give excellent advice on savings and I have also opened a savings account with them. Reviewed on: 28th May 2024

Took out a personal loan for a car.

Took out a personal loan for a car. Great rates, incredibly easy app that told you precisely what you owed, a list of all payments and crucially, showed an instant early settlement figure. Reviewed on: 26th May 2024

I have good experience with zopa They don't stress a...

I have good experience with zopa They don't stress anybody.They are going to go the are lovely. Reviewed on: 26th May 2024

Zopa, an easy loan.

I've had multiple loans from zopa and every time the process is so easy. Instant decision. And the website is great. Very informative as to your finances, not just what you owe them Reviewed on: 26th May 2024

good option for mid range credit scores

The interest rate was higher than from your bank, but not ridiculous. A good option for those who can’t get the best interest rate, but still need a loan. It was easy to manage through the app and when I paid it off early I wasn’t charged. Would recommend. Reviewed on: 25th May 2024

Payment Help

They were very understanding and helpful when I needed a payment plan due to financial difficulty. They were sympathetic and did not make me feel anxious Reviewed on: 24th May 2024

Easy application, transfer, and even easier to pay o...

Easy application, transfer, and even easier to pay off the loan early! magnificent Reviewed on: 24th May 2024

Bad experience for me

Had a bad experience- I did get have to set up a payment plan and this was hassle each time- also contact incorrect correspondence. The interest rate wasn't bad so that was the only positive Reviewed on: 24th May 2024

Life saver! Excellent service

I am on second loan with Zopa bank now. It’s easy to apply and you get a decision within couple of hours which was excellent in my situation both time. Once accepted you get the money transferred to your account right away. It was a life saver for me! Reviewed on: 24th May 2024

High interest rates

High interest rates, however easy to get accepted Reviewed on: 24th May 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Plane Saver Credit Union 4.85 from 5367 reviews
Payday Loan (discontinued)
from PiggyBank (inactive company) 4.72 from 1187 reviews
Loans
from Commsave Credit Union 4.11 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub