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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Life changing

Helped me consolidate my credit cards into one manageable payment. Cleared all my debts. Buying a house now. Top banana. Reviewed on: 3rd January 2025

superbly helpful and a great service

superbly helpful and a great service Reviewed on: 24th August 2024

Easy to set up

Easy to set up and to understand. Reviewed on: 24th August 2024

Very quick and easy loan process.

Very quick and easy loan process. Think the whole process from start to finish only took a few minutes. Reviewed on: 23rd August 2024

Breath of fresh air

Really professional service, every aspect of their online business is intuitive and easy to navigate, a breath of fresh air in this modern over complex technology defined world. Reviewed on: 23rd August 2024

Fantastic company, can’t fault them at all.

Fantastic company, can’t fault them at all. Reviewed on: 23rd August 2024

Great exoerience.

Great exoerience. Fast and easy application and I’m able to track my repayments in the app. Reviewed on: 3rd June 2024

Everything you'll ever need from a Loan Company

Everything about the whole process of applying for loans with Zopa is just so simple, straight forward and effortless Reviewed on: 30th May 2024

Excellent app, superb savings

Their app is excellent, easy to use and keeps you up to date. They also give excellent advice on savings and I have also opened a savings account with them. Reviewed on: 28th May 2024

Took out a personal loan for a car.

Took out a personal loan for a car. Great rates, incredibly easy app that told you precisely what you owed, a list of all payments and crucially, showed an instant early settlement figure. Reviewed on: 26th May 2024

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