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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Dealing with Zopa is straightforward and personal.

Dealing with Zopa is straightforward and personal. Everything is tailored to your needs. Their website is easy to manoeuvre through and there response is immediate. I think they are fair and responsible lenders never going over what you can reasonably afford. Reviewed on: 24th May 2024

A very helpful app

I've found Zopa helpful in many areas of my financing since first applying for a loan. Reviewed on: 24th May 2024

Simple, easy process from start to finish.

Simple, easy process from start to finish. The app has all the information you need, it's been well thought out and designed Reviewed on: 24th May 2024

1st class service

I've had 2 loans with Zopa, and have had 1st class service from them each time. The process to apply and manage the loans is easy and I can make any adjustments I need via the app/website with no problem Reviewed on: 24th May 2024

Competitive rates and great service

Competitive rates and great service Reviewed on: 24th May 2024

Zopa were brilliant.

Zopa were brilliant. I filled in my details and the loan money was in my bank within 3 days Reviewed on: 24th May 2024

Fast and efficient with easy to follow instructions.

Fast and efficient with easy to follow instructions. Quick decision meant able to proceed with financial planning Reviewed on: 24th May 2024

I using service of this company now a few years and...

I using service of this company now a few years and didn't mind about looking for new ones. Reviewed on: 23rd May 2024

Zopa, best provider! Thank you for everything!!

By the past I have used Zopa and I was trully satisfied with the services. It was quick and effective. I have kept a very good memory. And also their app is user friendly!! I won t hesitate to contact them if I need a loan. The interest rate was also very low and just affordable!! I thoroughly recommend to anyone to use Zopa Reviewed on: 23rd May 2024

The best, easiest company to deal with, ever.

The best, easiest company to deal with, ever. Reviewed on: 23rd May 2024

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