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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Good customer experience.

Good customer experience. Easy to understand and a quick decision. Reviewed on: 23rd May 2024

Had a best service forever. Best experience

Had a best service forever. Best experience Reviewed on: 11th May 2024

I saw it, I liked it and I would like...

I saw it, I liked it and I would like to try it too Reviewed on: 10th May 2024

Very high interest plus bad service

Very high interest plus bad service Reviewed on: 7th May 2024

Fast professional friendly easy

Fast professional friendly easy Reviewed on: 18th April 2024

I never thought it would be so easy with this compan...

I never thought it would be so easy with this company I recommend Reviewed on: 18th April 2024

It was very easy andconvenient .

It was very easy andconvenient .it was very quick. Reviewed on: 16th April 2024

Quality Loan Provider

The best I’ve had experience with when applying for a loan and paying it back. Easy process, very helpful and interest rates are not mental. Highly recommended. Reviewed on: 16th April 2024

Zopa assess each customer individually

Unlike other lenders Zopa understand customers needs and their financial situations as of now rather than looking at historic situations that hindered their credit file which is unfair as everyone goes through tough financial situations such as divorce and need help to build back that credit reputation and Zopa give you that chance Reviewed on: 16th April 2024

Easy to apply and quick response.

Easy to apply and quick response. Easy to set up and manage repayments Reviewed on: 15th April 2024

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