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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Zopa approved my loan quickly and without any problems.

Zopa approved my loan quickly and without any problems. Reviewed on: 15th April 2024

The best personal loan provider

Easy to apply and quick response Reviewed on: 15th April 2024

Easy and quick!

Very easy set up of the loan and the app is very easy to use. Reviewed on: 15th April 2024

Zopa the best

Zopa are very easy to talk to and are very helpfull, would reccomend. Reviewed on: 15th April 2024

Really easy, great to deal with.

Really easy, great to deal with. Reviewed on: 15th April 2024

Every thing form applying was so quick and efficient...

Every thing form applying was so quick and efficient no concerns Reviewed on: 15th April 2024

Customer focussed lender

Streamlined processes, clear and easy to read information along with simplified jargon. Great customer service and a commitment to doing. What is right for there customers. Reviewed on: 15th April 2024

When I did phone up the person I spoke to was very h...

When I did phone up the person I spoke to was very helpful Reviewed on: 14th April 2024

Open, Affordable & Easy to Deal With

Acceptance at point of application. Excellent interest rates and speedy release of funds at a time when i very much needed them. Not my first Zopa loan and likely not my last. Zopa make it simple, why wouldn't i keep going back? Reviewed on: 14th April 2024

More than just a loan number

The Zopa app is great for managing loan progress, repayments and additional borrowing options. There appears to be a commitment from Zopa to improve and extend the customer relationship. They appear to offer several banking products designed for customers who may not satisfy high street criteria. Reviewed on: 14th April 2024

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