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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Easy and straightforward

5
Easy and straightforward application process and a quick turnaround time. All in all would recommend. Reviewed on: 14th April 2024

Dire staits. Need help. Zopa was there for me

5
I was in dire straits financially, debts to pay, final payment on my car to pay and a son getting married, after having to postpone twice during the pandemic. Zopa was there for me. I applied, was accepted and the rest is mystory. Reviewed on: 14th April 2024

Very satisfied customer.

5
Been a customer with Zopa for quite a while and I cannot fault their customer service or ease when Appleford any of their financial services. Very competitive and helpful should you need assistance. I highly recommend Zopa on every level. Keep up the good work Zopa. Reviewed on: 14th April 2024

Excellent service, helped with loan

5
Excellent service, helped with loan Reviewed on: 13th April 2024

Great service.

5
Great service. Highly recommended Reviewed on: 13th April 2024

Really slick efficient service money transfer done v...

5
Really slick efficient service money transfer done very quickly all steps easy and transparent Reviewed on: 13th April 2024

Fantastic support team highly recommended

5
Fantastic support team highly recommended Reviewed on: 13th April 2024

Amazing Service

5
Quick, fair, honest service, highly recommended, far better than the usual bunch of high street banks!!! Reviewed on: 13th April 2024

Am glad with the whole process of getting loan from...

4
Am glad with the whole process of getting loan from Zopa two times already Reviewed on: 13th April 2024

Very happy

5
I was very happy with receiving a loan from Zopa. They made the experience stress free. Reviewed on: 13th April 2024

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