Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Very satisfied customer.

Been a customer with Zopa for quite a while and I cannot fault their customer service or ease when Appleford any of their financial services. Very competitive and helpful should you need assistance. I highly recommend Zopa on every level. Keep up the good work Zopa. Reviewed on: 14th April 2024

Excellent service, helped with loan

Excellent service, helped with loan Reviewed on: 13th April 2024

Great service.

Great service. Highly recommended Reviewed on: 13th April 2024

Really slick efficient service money transfer done v...

Really slick efficient service money transfer done very quickly all steps easy and transparent Reviewed on: 13th April 2024

Fantastic support team highly recommended

Fantastic support team highly recommended Reviewed on: 13th April 2024

Amazing Service

Quick, fair, honest service, highly recommended, far better than the usual bunch of high street banks!!! Reviewed on: 13th April 2024

Am glad with the whole process of getting loan from...

Am glad with the whole process of getting loan from Zopa two times already Reviewed on: 13th April 2024

Very happy

I was very happy with receiving a loan from Zopa. They made the experience stress free. Reviewed on: 13th April 2024

Simple to use.

Simple to use. Quick easy answer with competitive rates. Always helpful. An excellent all round experience. Reviewed on: 13th April 2024

Easy application process via the ClearScore App.

Easy application process via the ClearScore App. Fast decision making. Once decision was made payment was made into bank account the next day. Easy portal access to monitor payments. Overall excellent service. Reviewed on: 13th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Capital Credit Union 4.89 from 756 reviews
Bridging Loan
from Bridging Finance Solutions 0.00 from 0 reviews
Personal loans
from Reevo 4.81 from 744 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub