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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Try and see what happens

Decided to apply don’t have the best credit score BUT a quick decision…it was a yes and secured within a few hours. Customer service excellent Reviewed on: 12th April 2024

Great rates and super efficient service.

Great rates and super efficient service. I’ve never dealt with better in my 35 years of banking Reviewed on: 12th April 2024

Excellent speedy service, together with first class...

Excellent speedy service, together with first class customer service, easy application process Reviewed on: 12th April 2024

simple clear process for the loan, was quick payment...

simple clear process for the loan, was quick payment into my bank once the checks took place. Easy to manage in the app as well. Reviewed on: 12th April 2024

They are fantastic.

They are fantastic. Have helped me so much Reviewed on: 12th April 2024

Personal loans

I have had 2 personal loans now and I can't fault them at all. So much better value re interest and experience. No fuss. Reviewed on: 12th April 2024

Quick and easy.

Quick and easy. The app is very easy to manage and keeps you informed. Reviewed on: 12th April 2024

Easy process, good communication

Easy process, good communication Reviewed on: 12th April 2024

No hassle approval and really helpful

Getting approved was so helpful and the process very easy. Reviewed on: 12th April 2024

Great advise no hidden charges great service

Great advise no hidden charges great service Reviewed on: 12th April 2024

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