Paid advertisement
Smart Money People Logo

Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Excellent rates and service with an easy to use app

5
Fast service and simple to use App Reviewed on: 12th April 2024

Great service and products.

5
Great service and products. Highly recommended. Reviewed on: 12th April 2024

Easy to apply loan

5
Easy to apply easy to see payments made you can even get a pay loan off early price in seconds Reviewed on: 12th April 2024

Happy with the service and range of services

5
Happy with the service and range of services Reviewed on: 12th April 2024

Personal loan review

5
Really helpful … Also I have a loan with them which I have the app and can see how much iv paid and what’s left on the loan … also the app is very easy to use …And when ever u have had too speak to customer service they have always been really helpful Reviewed on: 12th April 2024

Excellent Lender

5
Quick, straight forward loan agreement. Friendly, helpful Customer Support. Coming to the end of my loan now, one more payment (whoopee!). Will definitely use again should the need for a loan arise. :) Reviewed on: 12th April 2024

I've been a customer for many years, I can honestly...

5
I've been a customer for many years, I can honestly say they have me in more ways than just financial. Service has always been second to none, always friendly and helpful giving the right advice. Highly recommended, other family members have use them also on my experiences. Reviewed on: 12th April 2024

Excellent service and friendly staff.

5
Excellent service and friendly staff. Reviewed on: 12th April 2024

Great App

5
Fantastic App, great financial tools Reviewed on: 12th April 2024

Perfect services and no problems at all

5
Perfect services and no problems at all Reviewed on: 12th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44343 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products