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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick and easy no stress or fuss

Quick and easy no stress or fuss Reviewed on: 12th April 2024

Simple, easy with no hassle.

Simple, easy with no hassle. Applying is straightforward with no jargon, and a quick glimpse to see if you would be approved before full application. Once documents have been sent its a matter of days for approval - Great Reviewed on: 12th April 2024

Zopa personal loan

Simple to apply for and administer via the app with regular updates. Reasonable rate of interest. I would recommend Zopa based on my personal experience Reviewed on: 12th April 2024

The application process was straightforward the...

The application process was straightforward and the decision was made quickly. The loan always transferred to my account within days. It was an outstanding service. Reviewed on: 12th April 2024

Very reasonable and affordable, the best out there!

I found it very easy to take out a loan. Zopa’s offer was the best out there, very reasonable and affordable, and the money was in my account within seconds. Also, the app makes it so easy to track everything. I highly recommend Zopa! Reviewed on: 12th April 2024

Everything was so simple to understand and was felt...

Everything was so simple to understand and was felt with fast and money was in account same day Reviewed on: 12th April 2024

Understanding, Caring and Compassionate

I had experienced fraud on my bank card and it had to be cancelled and so my payment wasn’t able to be taken, I spoke to the lovely staff who were so kind and understanding and they got me set up with a new payment method. The payment was made successfully and there were no fees or anything added. Thank you so much for your kindness and understanding and making a hard time a bit easier. Reviewed on: 12th April 2024

Excellent experience from the beginning to the end

Excellent experience from the beginning to the end Reviewed on: 12th April 2024

Hassle-free by design

I found the process to be user friendly, hassle-free and well thought through. It is designed with the customer’s need for ease in mind Reviewed on: 12th April 2024

Very simple and straightforward process

Very simple and straightforward process Reviewed on: 12th April 2024

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