Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Zopa personal loan

Simple to apply for and administer via the app with regular updates. Reasonable rate of interest. I would recommend Zopa based on my personal experience Reviewed on: 12th April 2024

The application process was straightforward the...

The application process was straightforward and the decision was made quickly. The loan always transferred to my account within days. It was an outstanding service. Reviewed on: 12th April 2024

Very reasonable and affordable, the best out there!

I found it very easy to take out a loan. Zopa’s offer was the best out there, very reasonable and affordable, and the money was in my account within seconds. Also, the app makes it so easy to track everything. I highly recommend Zopa! Reviewed on: 12th April 2024

Everything was so simple to understand and was felt...

Everything was so simple to understand and was felt with fast and money was in account same day Reviewed on: 12th April 2024

Understanding, Caring and Compassionate

I had experienced fraud on my bank card and it had to be cancelled and so my payment wasn’t able to be taken, I spoke to the lovely staff who were so kind and understanding and they got me set up with a new payment method. The payment was made successfully and there were no fees or anything added. Thank you so much for your kindness and understanding and making a hard time a bit easier. Reviewed on: 12th April 2024

Excellent experience from the beginning to the end

Excellent experience from the beginning to the end Reviewed on: 12th April 2024

Hassle-free by design

I found the process to be user friendly, hassle-free and well thought through. It is designed with the customer’s need for ease in mind Reviewed on: 12th April 2024

Very simple and straightforward process

Very simple and straightforward process Reviewed on: 12th April 2024

Excellent,quick service!

Excellent,quick service! Highly recommended Reviewed on: 12th April 2024

Zopa helped me quick

I needed money urgent and Zopa helped me in 3 days Reviewed on: 12th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from London Plus Credit Union 3.91 from 3 reviews
Peer to peer lending (discontinued)
from eMoneyUnion (inactive company) 4.06 from 1 reviews
P2P Lending (discontinued)
from Orchard Lending Club (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub