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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent,quick service!

Excellent,quick service! Highly recommended Reviewed on: 12th April 2024

Zopa helped me quick

I needed money urgent and Zopa helped me in 3 days Reviewed on: 12th April 2024

Great service and helpful, found the right personal...

Great service and helpful, found the right personal loan for me Reviewed on: 12th April 2024

Best company I have ever had acloan from

Got a very nice intrest rate loan from zopa. Really good how you can make lump payments off to lower the intrest rate you pay back. Cheers zopa Team Reviewed on: 12th April 2024

Fast and efficient

I have used Zopa twice now and always find them fast and efficient Reviewed on: 12th April 2024

Quick, fast decisions.

Quick, fast decisions. Loan amount, repayments and apr all displayed well along with all other information. Reviewed on: 12th April 2024

Quick decision and easy process.

Quick decision and easy process. Reviewed on: 12th April 2024

Very simple and quick easy application

Very simple and quick easy application Reviewed on: 12th April 2024

Great loan service that is transparent from the outset

I have used Zopa multiple times now for personal loans. The app makes tracking your outstanding balance very easy and you can request “ pay in full” quotations at anytime. This is great as you can witness how much can be saved if the loan is settled early, motivating you to do so. A great loan service that is transparent. Will certainly use again and again. Reviewed on: 12th April 2024

Straight forward professional advice and uncomplicat...

Straight forward professional advice and uncomplicated process. I was accepted by Zopa when I'm sure many others would have turned me down and at an acceptable rate. I would definitely recommend Zopa Reviewed on: 12th April 2024

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