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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy application process, competitive rates, all in...

Easy application process, competitive rates, all in all a good experience dealing with them Reviewed on: 12th April 2024

Excellent service all round

Super quick decision and excellent service all round Reviewed on: 12th April 2024

Easy to contact

Easy to contact great customer service Reviewed on: 12th April 2024

"Interesting" service

The whole application process was simple and very efficient, with an excellent completion time. The interest rate I was offered was very competitive at the time of application. Very impressed with the service I received. Reviewed on: 12th April 2024

Helpful finances

I was given a very good amount wich helped me with my finances Reviewed on: 12th April 2024

Very fast and efficient good interest rates helpful...

Very fast and efficient good interest rates helpful and polite Reviewed on: 12th April 2024

Zopa, a consolidarion loan, my journey .....

The application process was very straight forward. Throughout my journey with Zopa, communication has been spot on. I've valued not being continuously contacted to buy new products. Visibility in the app of my progress towards paying the loan off has been good. I really like their UI, branding it's appealing. Reviewed on: 12th April 2024

Very fast efficient service.

Very fast efficient service. So easily set up and explained Reviewed on: 12th April 2024

Great rates and simple to manage website.

Excellent loan rates and very good and easy to manage website. I haven’t had any issues with Zopa, everything is simple and because of that I have never had to speak to customer service or send an email in the few years I have been a customer of Zopa. I would definitely recommend Zopa to anyone. Reviewed on: 12th April 2024

Splendid

Excellent procedure for personal loan application Reviewed on: 12th April 2024

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