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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Great service and helpful, found the right personal...

Great service and helpful, found the right personal loan for me Reviewed on: 12th April 2024

Best company I have ever had acloan from

Got a very nice intrest rate loan from zopa. Really good how you can make lump payments off to lower the intrest rate you pay back. Cheers zopa Team Reviewed on: 12th April 2024

Fast and efficient

I have used Zopa twice now and always find them fast and efficient Reviewed on: 12th April 2024

Quick, fast decisions.

Quick, fast decisions. Loan amount, repayments and apr all displayed well along with all other information. Reviewed on: 12th April 2024

Quick decision and easy process.

Quick decision and easy process. Reviewed on: 12th April 2024

Very simple and quick easy application

Very simple and quick easy application Reviewed on: 12th April 2024

Great loan service that is transparent from the outset

I have used Zopa multiple times now for personal loans. The app makes tracking your outstanding balance very easy and you can request “ pay in full” quotations at anytime. This is great as you can witness how much can be saved if the loan is settled early, motivating you to do so. A great loan service that is transparent. Will certainly use again and again. Reviewed on: 12th April 2024

Straight forward professional advice and uncomplicat...

Straight forward professional advice and uncomplicated process. I was accepted by Zopa when I'm sure many others would have turned me down and at an acceptable rate. I would definitely recommend Zopa Reviewed on: 12th April 2024

Easy application process, competitive rates, all in...

Easy application process, competitive rates, all in all a good experience dealing with them Reviewed on: 12th April 2024

Excellent service all round

Super quick decision and excellent service all round Reviewed on: 12th April 2024

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