Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Verry fast service,straight away money in the accoun...

Verry fast service,straight away money in the account,good apr Reviewed on: 11th April 2024

Was very easy to get a loan and helped talk through...

Was very easy to get a loan and helped talk through the process Reviewed on: 11th April 2024

Fantastic service .

Fantastic service . Great support. Quick and easy. Reviewed on: 11th April 2024

Excellent company.

The application process for really straightforward. The funds were received in a couple of hours after signing agreement. Excellent customer service Reviewed on: 11th April 2024

The best experience I’ve had with a bank

The best experience I’ve had with a bank Reviewed on: 11th April 2024

No Brainer

It was a very easy process to get a loan & the money was in my account very quickly Very good company & service Reviewed on: 11th April 2024

Just the most professional and helpful loan provider...

Just the most professional and helpful loan provider on the market…been a loyal customer for over 5years and will be for many years to come… Reviewed on: 11th April 2024

I really happy with the online service that I have r...

I really happy with the online service that I have required for my loan. I’ve never had to call then for info as everything I need is on the app. Reviewed on: 11th April 2024

2nd loan with Zopa.

Took out my 2nd loan with Zopa. Rates on par with the leading high street banks. Application was so eady to complete and loan was credited in minutes once loan approved. Great experience. Reviewed on: 11th April 2024

Fast and effective approval

My experience was very efficient and fast after providing the necessary details, I then had time to cancel the loan if I did not want to continue with it. Money was in my account within 15 minutes! Would 100% recommend and have done. Reviewed on: 11th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loan
from Car Cash Point 4.66 from 289 reviews
Personal loan
from M&S Bank - Marks and Spencer 2.94 from 58 reviews
Short-term loan
from Wonga 3.11 from 83 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub