Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Personal loan reviews

4.91
Based on 69,089 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69089)

Very satisfied customer

5
Very easy to deal with and all explained in website in detail. Reviewed on: 11th April 2024

Great company nothing to much trouble for them, grea...

5
Great company nothing to much trouble for them, great service would highly recommend Reviewed on: 11th April 2024

Fantastic loan company

5
Very easy to set up I like how the whole amount is showing in the online app and you can see it going down as you pay it off. All paper work is kept together if you need to check back on it at a later date it is easy to find. I would definatly recomend Zopa to anyone. Reviewed on: 11th April 2024

Fantastic easy to apply,

5
Fantastic easy to apply, very quick and loans in the bank fast Reviewed on: 11th April 2024

Excellent customer service...

5
Zopa have been so helpful, customer service great, Was able to £1000 loan, no questions asked, money in my account in less than 15mins Reviewed on: 11th April 2024

Excellent

5
Quick and great communication with excellent customer service Reviewed on: 11th April 2024

Very happy

5
Was easy and fast to aplly and get a loan Reviewed on: 11th April 2024

zopa loans works

5
haven’t had any issues with zopa Reviewed on: 11th April 2024

Very helpful good rates good company

5
Very helpful good rates good company Reviewed on: 11th April 2024

Very good service very professional

5
Very good service very professional Reviewed on: 11th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44350 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products