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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Very helpful professional and quick

Very helpful professional and quick Reviewed on: 5th March 2024

Got approved for a 10k for ivf in hours.

Got approved for a 10k for ivf in hours. Reviewed on: 5th March 2024

It has been very straightforward and professionally...

It has been very straightforward and professionally dealt with. All explained clearly. This has been my second time with Zopa and have been very happy with them. Reviewed on: 5th March 2024

myself and my wife have been with zopa many years an...

myself and my wife have been with zopa many years and find them amazing Reviewed on: 5th March 2024

Excellent Service and quick turn around .

The whole thing from start to finish was very easy and quick. took all the worrying and stress away, with the quick decision and good interest rates. Making it affordable and fair. Excellent service and turn around. Reviewed on: 5th March 2024

Easy to deal with never had any problems

Easy to deal with never had any problems Reviewed on: 5th March 2024

Great and super quick service , quick Decision and m...

Great and super quick service , quick Decision and money on my account , very pleased and would recommend Reviewed on: 5th March 2024

Great company

Great company , fast application for loans and quick payout Reviewed on: 5th March 2024

Fast assessment and credit decision within 1 day.

Fast assessment and credit decision within 1 day. . Excellent service. Reviewed on: 5th March 2024

Quick and Easy

Quick and easy process. All completed and money in the bank really quickly Reviewed on: 5th March 2024

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