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Zopa: Personal loan reviews

4.91
Based on 69,083 reviews, last reviewed 19th May 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

Fast assessment and credit decision within 1 day.

5
Fast assessment and credit decision within 1 day. . Excellent service. Reviewed on: 5th March 2024

Quick and Easy

5
Quick and easy process. All completed and money in the bank really quickly Reviewed on: 5th March 2024

Easy fast service excellent app too

5
Easy fast service excellent app too Reviewed on: 5th March 2024

So easy going of everything.

5
So easy going of everything. Quick for money and easy to dk paper work. Reviewed on: 5th March 2024

Good app easy to manage my loan.

5
Good app easy to manage my loan. Quick to decide things Reviewed on: 5th March 2024

Easy application process.

5
Easy application process. Competitive rates. Friendly and professional customer service representative. I honestly had no problems in organising my personal loan. Customer service gentleman called me on my mobile to complete the process. Reviewed on: 5th March 2024

Consolidation Loan

5
The request process for my loan was quick and easy to understand. Its allowed me to consolidate 3 loans into manageable monthly with interest suitable to me. The monthly .payment is at a time of my choosing. I wouldn't hesitate to use Zopa again. Reviewed on: 5th March 2024

Loan from Zopa

5
Fast and efficient..money in account very quick Reviewed on: 5th March 2024

It was easy to do and very quick

5
It was easy to do and very quick Reviewed on: 5th March 2024

Seamless service.

5
Seamless service.Excellant customer servic.. Reviewed on: 5th March 2024

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