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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Friendly service over the phone with a good range of...

Friendly service over the phone with a good range of products Reviewed on: 4th March 2024

Nice quick and easy loan

Nice quick and easy to apply for money was very helpful and easy Reviewed on: 4th March 2024

Fast simple process

Got a loan from Zopa and everything was fast and simple to apply Reviewed on: 4th March 2024

Excellent experience with Zopa.

Excellent experience with Zopa. Very communicative and straightforward process easy access to your account that really helps to take control of your finances with lots of informative features. Good interest rates and stress free, great company highly recommend! Reviewed on: 4th March 2024

Great service excellent Financial institution easy t...

Great service excellent Financial institution easy to deal with instant decision money transfer very quick Reviewed on: 4th March 2024

Great service

Great service, reasonable rates, would definitely recommend. Reviewed on: 4th March 2024

Decision in seconds and funds in account within few...

Decision in seconds and funds in account within few hours . very easy and straightforward. Reviewed on: 4th March 2024

Clear and simple procedure to apply, quick response...

Clear and simple procedure to apply, quick response and money received almost immediately Reviewed on: 4th March 2024

Fast efficient service - excellent rates for repeat...

Fast efficient service - excellent rates for repeat customers Reviewed on: 4th March 2024

Great communication and professional approach.

Great communication and professional approach.Highly recommend Reviewed on: 4th March 2024

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