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Zopa: Personal loan reviews

4.94
Based on 66,997 reviews, last reviewed 17th Jan 2026
57300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple & quick in one click The info provided was clear and concise. The online application was simple and swift. It was refreshing to just have things so simple and an instant... Read more Reviewed on: 17th January 2026
GILL's avatar
GILL

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66997)

Review of the Zopa, Personal loan:

Quick and easy app to use.

5
Quick and easy app to use. Great service and quick application. Reviewed on: 16th April 2025

Zopa loan

5
Great company - excellent customer experience Reviewed on: 16th January 2026

Excellent so far first time customer but impressed t...

5
Excellent so far first time customer but impressed thus far! Reviewed on: 16th January 2026

Excellent company

5
I have always found Zopa helpful very easy to understand to fill in the apps. Excellent company Reviewed on: 16th January 2026

Always a top class service, efficient, informative a...

5
Always a top class service, efficient, informative and direct. I’d always check with Zopa first before going to any other provider Reviewed on: 16th January 2026

Very happy with my Zopa experience

5
Quick response and agreement, tips to improve credit score, very happy so far with my Zopa experience Reviewed on: 16th January 2026

I asked for a loan and money was in my account could...

5
I asked for a loan and money was in my account could not ask for anymore Reviewed on: 16th January 2026

Excellent customers service, simple app, great rates

5
Excellent customers service, simple app, great rates Reviewed on: 16th January 2026

Happy zopa customer

5
I have been so happy the the experience with Zopa from the first contact .ease of applying for an account and there speedy replies . They offer a slick no nonsense service .Happy customer all around . Reviewed on: 16th January 2026

Always coming up with new offers, easy to apply and...

5
Always coming up with new offers, easy to apply and money are arriving in minutes. Everything is online which makes it easier. Reviewed on: 16th January 2026

Excellent in all aspects.

5
Excellent customer service, very prompt devision. Reviewed on: 16th January 2026