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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67264 reviews)

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4.94

Based on 67,264 reviews, last reviewed 20th Jan 2026

66067% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great ZOPA experience. Everything about my experience with ZOPA has been simple and stress-free. Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67264)

Quick, easy and reliable

A thoroughly pain free experience. Quick, easy and very reliable. Very impressed. Reviewed on: 19th December 2016

great!!

Iv taken a loan out with Zopa. It was quick and easy to set up. and works for me really well. Reviewed on: 19th December 2016

Most efficient app process

The whole process was so efficient and from approval to receiving the money took 24 hours. Would highly recommend. Reviewed on: 19th December 2016

Quick and easy

Quick and easy. No fuss. No problems. Decent interest rates Reviewed on: 19th December 2016

Easy application process and good rates

The application process was very easy and whilst the transfer time was 5 days even though approval was granted after only a few minutes I am still happy with the loan Reviewed on: 19th December 2016

Fast,easy application and quick!

My husband recommended zopa so applied. Easy online form with a quick processing time. Money was in my account very quickly after the confirmation email to say the loan was approved. Reviewed on: 19th December 2016

Zopa - Amazing service

I've used Zopa a few times now and the service is excellent and I would recommend them to absolutely anyone. Very fast payouts too with no penalty for repaying early! Thanks Zopa for already being winners with me Reviewed on: 19th December 2016

No problems with the loan

Quick easy now only pay every month Thank you Zopa Reviewed on: 19th December 2016

Just a great loan

Great rates, easy application, full communication - perfect all round Reviewed on: 19th December 2016

Great people at Zopa high street banks are dead

So easy so quick Zopa are great !! Reviewed on: 19th December 2016

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