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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67226 reviews)

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4.94

Based on 67,226 reviews, last reviewed 19th Jan 2026

64867% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very quick decision for a loan request and funds wer... Very quick decision for a loan request and funds were transferred within 2 hours as advised. Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67226)

Quick response, no fuss

I have used Zopa twice now, all very straightforward and uncomplicated. I wouldn't hesitate to recommend them Reviewed on: 19th December 2016

No problems at all

I've had no problems with zopa. No problems changing direct debit date etc Reviewed on: 19th December 2016

The absolute best

I have used finance quite heavily over the past 30 years. I have seen all companies getting better at customer service but ZOPA top the lot. It was the easiest, smoothest and safest transaction I have ever done. Reviewed on: 19th December 2016

Good loan company

Very easy to arrange a loan with this company Reviewed on: 19th December 2016

Very easy to set up and stress free

Set up loan on line with a couple of emails to send my details. Very easy and efficient service. Would highly recommend zopa. Reviewed on: 19th December 2016

Great service

Wonderful service . Speedy process and amazing rate. Reviewed on: 19th December 2016

Brilliant with the best APR, had checked all of the recommended sites and went for Zopa. Would do business with them again.

Out of 15 sites on Money supermarket.com Zopa was the best in terms of Getting Approval Lower annual APR Lower Amount payback on the total loan. Absolutely brilliant service. Reviewed on: 19th December 2016

Zopa makes it easy to take out a loan and the customer service is excellent thank you

Easy to fill out application, approved very quickly money in account very fast. Well done zopa Reviewed on: 19th December 2016

They are brill

They are very simple to deal with and fast Reviewed on: 19th December 2016

Simplicity

A simple, straightforward and quick process to have the loan agreed and paid into my bank... Reviewed on: 19th December 2016

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