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Zopa: Personal loan reviews

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4.94
Based on 67,281 reviews, last reviewed 22nd Jan 2026
100000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
5%
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Latest highest rating:

5

Excellent service top bank many options number 1 cus... Excellent service top bank many options number 1 customer service Reviewed on: 22nd January 2026
Jihad Elhassanie's avatar
Jihad Elhassanie

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67281)

Getting A Good Deal.

5
Could not be easier. Apply online, wait and 'hey presto'. No extortionate Rates. Easy set up payments on Direct Debit. I would recommend Zopa and I am happy to use them again in the future! Reviewed on: 19th December 2016
Rick Webb's avatar
Rick Webb

Great service

5
The less hassle in completing the application form and speed of response was fantastic. Reviewed on: 19th December 2016
ismaila shittu's avatar
ismaila shittu

Fantastic quick and easy service

5
I had a very good experience when applying for my loan, A clear straight forward process and great rates! Reviewed on: 19th December 2016
terri's avatar
terri

Zopa is good

5
Good company.. easy to apply and flexible loans. Customer service is great too Reviewed on: 19th December 2016
Alex Warnock's avatar
Alex Warnock

Quick easy and pain free borrowing!

5
The whole process was simple and quick. I would recommend Zopa to friends and family who want to borrow. Reviewed on: 19th December 2016
Rebecca Millar's avatar
Rebecca Millar

awesome

5
They define the word professionals when it comes to providing their services. Reviewed on: 19th December 2016
Hita Chimbeva's avatar
Hita Chimbeva

Very quick and easy

5
From start to finish, the whole process was quick and simple. I would highly recommend Zopa to anyone. Reviewed on: 19th December 2016
Chris McLaughlin 's avatar
Chris McLaughlin

Quick, easy and reliable

5
A thoroughly pain free experience. Quick, easy and very reliable. Very impressed. Reviewed on: 19th December 2016
Helen Houghton's avatar
Helen Houghton

great!!

5
Iv taken a loan out with Zopa. It was quick and easy to set up. and works for me really well. Reviewed on: 19th December 2016
amanda's avatar
amanda

Most efficient app process

5
The whole process was so efficient and from approval to receiving the money took 24 hours. Would highly recommend. Reviewed on: 19th December 2016
Eve's avatar
Eve

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