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Zopa: Personal loan reviews

4.94
Based on 67,121 reviews, last reviewed 17th Jan 2026
61400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
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Latest highest rating:

5

Easy application and great communication Easy application and great communication Reviewed on: 17th January 2026
Josephine Young's avatar
Josephine Young

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67121)

Review of the Zopa, Personal loan:

Steve linvs

5
Very reliable and were quick making decisions Reviewed on: 15th January 2025

Allways trouble free no nonsense company with a str...

5
Allways trouble free no nonsense company with a straight forward idea of how to do what they do best Reviewed on: 17th January 2026

Always been good

5
Always been good. 3rd loan with them Reviewed on: 17th January 2026

Very prompt throughout process during loan request

5
Very prompt throughout process informative and quick response Reviewed on: 17th January 2026

easy and pleasurable application...

5
Zopa, have a really easy and pleasurable application process. The decision to lens is quick and the approved loan funds are very quickly transferred to my bank account. Reviewed on: 17th January 2026

easy to use application process, mobile phone app ea...

5
easy to use application process, mobile phone app easy to install and view my account. Reviewed on: 17th January 2026

Compliments to Zopa, great service

5
Compliments to Zopa, great service Reviewed on: 17th January 2026

Excellent super fast.

5
Excellent super fast. really hassle free for looking at loan options Reviewed on: 17th January 2026

Best of the best

5
The total experience of applying for the loan was a very easy application. The lady I spoke to was very polite and spoke to me like a human being, not talking as though she was superior. First class interaction. Reviewed on: 17th January 2026

Good value

5
I am very pleased with your company n̈ Reviewed on: 17th January 2026

My application to recieving my loan was seamless

5
My application to recieving my loan was seamless Reviewed on: 17th January 2026