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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

"Zopa zo good"

No problems, easy to set up, quick responses Reviewed on: 30th June 2017

Review

Zopa makes it quick and easy getting a loan, with a good online service so you can track your payments ect easily Reviewed on: 30th June 2017

Very easy and hassle free

easy to use website, quick decision, competitive rates with option to pay off early. Easy to manage via online account. Reviewed on: 30th June 2017

Easy and honest

Everything about zopa has been 100% good rates, straight forward communication, easy to understand terms and quick and helpful customer services Reviewed on: 30th June 2017

Everything I needed

The best rate available, the least hassle and easiest to use! Will always recommend and use zopa Reviewed on: 30th June 2017

Fantastic

Easy no fuss loan. Great rate simple to apply Reviewed on: 30th June 2017

Very good

Quick service, Hassle free, good customer service Reviewed on: 30th June 2017

Zopa loans

Simple straight forward application and great customer service from telephone staff Reviewed on: 30th June 2017

Good

Good experience, quick and effficient processing Reviewed on: 30th June 2017

My car loan application

When we changed our car earlier this year , we still had small amount left on the last loan and wanted to consolidate with the new loan for the new CAR purchase. We managed to arrange all of this with ease, existing loan was paid off and new loan started . The loan turned out to be less per month than the previous rate, which was in fact unbeatable . On top of this, we found the staff to be rally very friendly and helpful , it couldn't have turned out any better and we are very pleased with Zopa. Tony Jessuk Reviewed on: 30th June 2017

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