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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

40% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Zopa loans

Simple straight forward application and great customer service from telephone staff Reviewed on: 30th June 2017

Good

Good experience, quick and effficient processing Reviewed on: 30th June 2017

My car loan application

When we changed our car earlier this year , we still had small amount left on the last loan and wanted to consolidate with the new loan for the new CAR purchase. We managed to arrange all of this with ease, existing loan was paid off and new loan started . The loan turned out to be less per month than the previous rate, which was in fact unbeatable . On top of this, we found the staff to be rally very friendly and helpful , it couldn't have turned out any better and we are very pleased with Zopa. Tony Jessuk Reviewed on: 30th June 2017

Hassle free business.

I've had a few loans from Zopa and found them easy to use and keep up to date with the state of your loan. Reviewed on: 30th June 2017

Very good easy service

Very good easy service, prompt response and money into account was very quick Reviewed on: 30th June 2017

Simple and effective!

I thought it would be a mind numbing experience when I began my application for a loan. How wrong I was, simple, easy, almost a pleasure are how i would describe the process Zopa gave! Reviewed on: 30th June 2017

Thanks zopa

I use zopa to help me out with big ticket purchases when I need, the flexibility to pay back early and the fast delivery of money has meant I have been able to purchase property and increase my income- thank you Reviewed on: 30th June 2017

Very easy and very quick!

Process was very easy to do and money was very quick! Would definitely usr again! Reviewed on: 30th June 2017

Briliant

Excellent service and great rates Reviewed on: 30th June 2017

Why I would choose Zopa

Great rates, easy to apply, quick decision, and payout. It would be my first stop if I choose to get another loan. Reviewed on: 30th June 2017

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