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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Hassle free business.

I've had a few loans from Zopa and found them easy to use and keep up to date with the state of your loan. Reviewed on: 30th June 2017

Very good easy service

Very good easy service, prompt response and money into account was very quick Reviewed on: 30th June 2017

Simple and effective!

I thought it would be a mind numbing experience when I began my application for a loan. How wrong I was, simple, easy, almost a pleasure are how i would describe the process Zopa gave! Reviewed on: 30th June 2017

Thanks zopa

I use zopa to help me out with big ticket purchases when I need, the flexibility to pay back early and the fast delivery of money has meant I have been able to purchase property and increase my income- thank you Reviewed on: 30th June 2017

Very easy and very quick!

Process was very easy to do and money was very quick! Would definitely usr again! Reviewed on: 30th June 2017

Briliant

Excellent service and great rates Reviewed on: 30th June 2017

Why I would choose Zopa

Great rates, easy to apply, quick decision, and payout. It would be my first stop if I choose to get another loan. Reviewed on: 30th June 2017

Superb

Easy no fuss application and really good rates Reviewed on: 30th June 2017

Quick and easy

Based on past experience with other providers this was quick and painless Reviewed on: 30th June 2017

Reasonable rates so easy to arrange

Love zopa loans as it was so easy to apply and got really good rates. Also easy to make over payments online Reviewed on: 30th June 2017

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