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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

43% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Superb

Easy no fuss application and really good rates Reviewed on: 30th June 2017

Quick and easy

Based on past experience with other providers this was quick and painless Reviewed on: 30th June 2017

Reasonable rates so easy to arrange

Love zopa loans as it was so easy to apply and got really good rates. Also easy to make over payments online Reviewed on: 30th June 2017

Low APR

Trustworthy firm with a low APR on there loans , I've used them twice now and will definitely be using them again in the future. Reviewed on: 30th June 2017

Great service

Great service really easy to apply and fast! Reviewed on: 30th June 2017

Really easy no hassle

Recently refinance my loan with them no issues everything you will pay fee and so on are seen up front. Really easy to consolidation of my old loan with them. Reviewed on: 30th June 2017

Fast.excelant customer service.

I did experience a few problems trying to get a loan from other lenders.untill I spoke to zopa.they where very helpfull and gave me a response quickly.would defanatley recommend to other people. Reviewed on: 30th June 2017

Simple and smart

I have now used zopa twice for personal loans, on both occasions the process has been very simple and a pleasure to deal with. The communication from zopa is Fantastic, the whole process gave me great confidence that I was dealing with an upfront honest company and thus made my choice to use zopa the only choice. Reviewed on: 30th June 2017

Quick service and very straightforward

I found application very simple and very quick decision and I'm finding the online services good Reviewed on: 30th June 2017

Excellent service

Great fast service,excellent rate for loan,easy repayments Reviewed on: 30th June 2017

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