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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Low APR

Trustworthy firm with a low APR on there loans , I've used them twice now and will definitely be using them again in the future. Reviewed on: 30th June 2017

Great service

Great service really easy to apply and fast! Reviewed on: 30th June 2017

Really easy no hassle

Recently refinance my loan with them no issues everything you will pay fee and so on are seen up front. Really easy to consolidation of my old loan with them. Reviewed on: 30th June 2017

Fast.excelant customer service.

I did experience a few problems trying to get a loan from other lenders.untill I spoke to zopa.they where very helpfull and gave me a response quickly.would defanatley recommend to other people. Reviewed on: 30th June 2017

Simple and smart

I have now used zopa twice for personal loans, on both occasions the process has been very simple and a pleasure to deal with. The communication from zopa is Fantastic, the whole process gave me great confidence that I was dealing with an upfront honest company and thus made my choice to use zopa the only choice. Reviewed on: 30th June 2017

Quick service and very straightforward

I found application very simple and very quick decision and I'm finding the online services good Reviewed on: 30th June 2017

Excellent service

Great fast service,excellent rate for loan,easy repayments Reviewed on: 30th June 2017

Good value and prompt service

Good interest rates and quick cash dispensary Reviewed on: 30th June 2017

Just Wonderful...

Zoopa has been the most trouble free company I have ever dealt with. You can easily change things on line so don’t need to speak to someone but when you do they are friendly and attentive. The sheer ease of applying was great. I would definitely / and I have recommended to may friends and family. Keep up the good work :) Reviewed on: 30th June 2017

Excellent personal loans.

Quick and easy to apply and receive payment. Excellent interest rates . Would highly recommend xx Reviewed on: 30th June 2017

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