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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy and professional

Easy to arrange. Friendly staff and low rates!! Reviewed on: 30th June 2017

Great Loan

V quick and efficient. No problems online and decision was made very quickly. Reviewed on: 30th June 2017

Perfect

Quick easy and simple with good rates. Why not when you need to. Reviewed on: 30th June 2017

Great, quick, easy

A zopa loan is quick and easy to do, all you do is fill out a simple, straightforward form, choose how much you want to borrow and for how long and within a few minutes zopa reviews and (hopefully) approves your application. The money is transferred within 3 days Reviewed on: 30th June 2017

Superp Service!

It literally took me less than 5 minutes to secure my loan. Seamless. Reviewed on: 30th June 2017

Great

Quick and easy . Money went into bank straight away Reviewed on: 30th June 2017

Eassy, efficient and friendly

The service could not have been easier, the rate offered was supremely competitive. One very satisfied customer. Reviewed on: 30th June 2017

Fast efficient and reliable.

What can I say. Great rates, easy and fast application/approval process. Money in the account within 24 hours. Reviewed on: 30th June 2017

Easy to use. Very helpful.

We shopped around for the best deal. Zopa offered us the best rate as well as pre-approving me before I applied. Reviewed on: 30th June 2017

Very much recommended!

At a stressful time in life, the team at zopa could not have been more understanding and compassionate. Thank you! Reviewed on: 30th June 2017

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