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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Excellent loan company

I've had 3 loans through Zopa and it's been a quick and painless experience! Everything was explained to me beforehand and the money was available very quickly. I was talked into having an HP loan through second hand car garage and the rates were ridiculous. I used Zopa instead and am glad I did. Reviewed on: 30th June 2017

Brillaint

Quick fast and easy would recommend to anyone Reviewed on: 30th June 2017

This is the loan for you

I didn't have to wait for an answer & received the same quote that I requested! Reviewed on: 30th June 2017

Easy, affordable, no hassle

It's so easy and stress free to deal with zopa. I will definitely use this company again. Reviewed on: 30th June 2017

Quick and easy getting access to the loan

The whole process is quick and easy, and haven't had any problems. Reviewed on: 30th June 2017

Life Savers

Saved my life as I lost my job and got these guys to dig me out of the hole I landed in. They was so quick to process everything with not cheap but reasonable priced repayments; in total honesty. Hopefully I never land in this boat again but if I ever do, Zopa is the way forward! *****5STARS***** Reviewed on: 30th June 2017

Quick, easy and paper free

Quick and effecient. Paper free. Reviewed on: 30th June 2017

Zopa were fab

Easy to apply for, quick response and loan agreed!! What more do you want. Hassle free. I would recommend Zopa Loans to anyone. Reviewed on: 30th June 2017

Brilliant

This company were really quick to respond and pay money into account. At a really good rate too. Reviewed on: 30th June 2017

Car loan

Very helpful, quick & easy about To pay off large amounts quickly also. Reviewed on: 30th June 2017

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