Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Very easy & fair service!!

Very fast from start to finish & really simple service, would highly recommend. Reviewed on: 30th June 2017

Outstanding service

Arranging a loan with zooplankton was fast and easy. The website was user friendly and didn't redirect me anywhere other than where I needed to be. All the information from re-payments to interest etc was displayed clearly so no hidden costs etc. Reviewed on: 30th June 2017

Brilliant without any hassle.

I would thoroughly recommend to anyone. Great rates and absolutely hassle free. Well done Zopa. Reviewed on: 30th June 2017

Fantastic easy and straight forward to do

No hassell no fuss money was in bank straight way . Easy to do and application form was straight forward Enjoyed my experience with zopa I would highly recommend to a friend Reviewed on: 30th June 2017

Works hard to deliver

My situation wasn't straightforward, but Zopa followed up and did all it could to help the loan to happen. Reviewed on: 30th June 2017

Perfect setvice!

Everything is perfect i am happy with Zopa Reviewed on: 30th June 2017

Easiest loan by far.

It's been easy to take out a long, then just as easy to top up / rearrange a loan all with the best rates around. Also the online manager makes everything easlily accessible to overpay. Reviewed on: 30th June 2017

Great loan provider

Simple, fast and professional service provided by ZOPA. Easy to use Web site application. Straight foward and everything explained in great detail . Highly recomend. Reviewed on: 30th June 2017

Trusted

First they have good rates, then an easy application process, someone on the end of the phone if you need them, then a quick decision and thats all you can ask for. The online website is easy to use and you can track your money as regular as you need to, all in all very good. Reviewed on: 30th June 2017

Great, no hassle service

The loan was with me in the matter of two days. Very low interest rates, better than my bank by far. Would highly recommend to anyone looking for a quick and stress free service. Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from NatWest 4.06 from 148 reviews
Personal Loans
from Smart Money Cymru Community Bank 4.25 from 27 reviews
Loans
from TM Advances 1.00 from 1 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub