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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Loan

5
Brilliant service .... decision was made online in seconds very happy customer Reviewed on: 30th June 2017
Monica quinlan's avatar
Monica quinlan

Easy process and swift response

5
All the way from application to loan payment I found the process easy, simple, and fast - response and processing times exceptional compared to other providers. Reviewed on: 30th June 2017
Neil Hughes's avatar
Neil Hughes

Quick, easy, reliable

5
I applied for a loan and got a very competitive apr straight away, money was in my account within 3 days, direct debits set up no hassle loans Reviewed on: 30th June 2017
Joe shaw's avatar
Joe shaw

Quick and Simple

5
Getting a loan for my car could not have been easier, Zopa offered the best rate with easy repayments and the ability to pay off the loan early without paying through the nose. and having the money in my bank within a couple of days meant that i stayed in control when dealing with sales people. Reviewed on: 30th June 2017
Ian Green's avatar
Ian Green

Good value

5
Easy procedure to quickly get the loan you need. Reviewed on: 30th June 2017
Shane's avatar
Shane

Super

5
Good, friendly and fast services Reviewed on: 30th June 2017
MINDAUGAS RIMKEVICIUS's avatar
MINDAUGAS RIMKEVICIUS

Great offers

4
Cheapest rates and very fast decision for my loan, no messing ariund either! I would deffo reccomend to people Reviewed on: 30th June 2017
Nikki gilks's avatar
Nikki gilks

Great company and easy to deal with

5
The whole experience was done in an easy but professional manner Reviewed on: 30th June 2017
Stephen Thompson 's avatar
Stephen Thompson

Brilliant lender!

5
Zopa helped me when no-one else would, thank you guys!!! Reviewed on: 30th June 2017
Adrian Gray's avatar
Adrian Gray

Loan

5
Good rate and used zop before and had good service Reviewed on: 30th June 2017
Matthew singleton 's avatar
Matthew singleton

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