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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

New car

Needed a loan for a new car thankyou Reviewed on: 30th June 2017

The best company!!!!!!easy pity loan:)

Very easy and are the best!!!!takes few minutes without documents and any problems❤️ Reviewed on: 30th June 2017

very likely

fast, simple and the cash is in my bank account in 3days Reviewed on: 30th June 2017

Easy

Easy to use and simple with explanation of what you are doing Reviewed on: 30th June 2017

Very satisfied!

I have found Zopa last year when we were going to buy new car. We were positive surprised how fast money was on our account. No problems at all. Easy and at good rate. Fully satisfied and would recommend to everyone. Reviewed on: 30th June 2017

quick and great value for money

received confirmation of loan approval within a few hours at very competitive rates. Reviewed on: 30th June 2017

Great Service!

The best way to find and secure a loan. Reviewed on: 30th June 2017

Excellent Service

I have been with Zopa for a little while now and their customer service beats my major high street bank hands down... Reviewed on: 30th June 2017

Great

Great rates and quick results ! Reviewed on: 30th June 2017

3.3% on 15k over 5 yrs.

As above. Doesn't seem too bad. Best one on market at the time. Haven't missed a payment yet so couldn't comment on how they would respond Reviewed on: 30th June 2017

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