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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Hassle free

5
Easy website quick and easy with answer in seconds, highly recommend Reviewed on: 30th June 2017
Carl's avatar
Carl

Quick and easy

5
Very quick and easy even after taking a bigger loan later on. Reviewed on: 30th June 2017
Charles Stuart's avatar
Charles Stuart

Great company, fantastic rates and fast decision

5
This was my first ever loan, I was quite nervous about it but everything was explained well on the website. I had a decision very fast that changed my life. Their rates are amazingly low and I've had no problems at all. Thanks guys Reviewed on: 30th June 2017
Jamie Allen's avatar
Jamie Allen

quick and cost effective

5
easy to arrange and great value for money! Reviewed on: 30th June 2017
Crawford Maclellan's avatar
Crawford Maclellan

Great service

5
I have been with Zopa for a number of years and have always had a fast response through customer service. They have great products and offer superb I retest rates. Reviewed on: 30th June 2017
Graeme Lewis's avatar
Graeme Lewis

Great lender

5
No bad words, flawless service from start to finish Reviewed on: 30th June 2017
Meghan Kitchener's avatar
Meghan Kitchener

Good

5
Good company and good communication Reviewed on: 30th June 2017
David Henson 's avatar
David Henson

Great loan, easy application

5
Couldn't have been more simple to obtain my loan Reviewed on: 30th June 2017
Simon scott 's avatar
Simon scott

Hassle free

5
Hassle free lone sorted same day great experience I'd happily recommended to friends and family 5 star services Reviewed on: 30th June 2017
James Platts's avatar
James Platts

Superb

4
Quick easy and fast, and great rates Reviewed on: 30th June 2017
Shaun 's avatar
Shaun

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