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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Lone

Great experience hassle free would more than happily recommended to friends and family 5star service Reviewed on: 30th June 2017

Easy way to grt ahead

My first experiance was so simple and got a decision in 2 hours which was magic and it came at the right time. Thank you Zopa Reviewed on: 30th June 2017

Excellent

Excellent service and keeps you update on your account Reviewed on: 30th June 2017

Great rates great speed

Great loan rates, money was into my bank really fast, wasn't expecting it to be as smooth as it was!!! 10/10 Reviewed on: 30th June 2017

Great rates, easy to deal with

Zopa offered a loan cheaper than the banks, application is done online in minutes and approval is quick. Managing my account online was easy and overpayments or paying back the loan faster was simple. I would use zopa again Reviewed on: 30th June 2017

Superb

I have had 2 loans. Fantastic rates. Great hassle free application and quick results. Clear website where you can see exactly where you are through your loan. I have recommended to friends and family and will again. Reviewed on: 30th June 2017

Quick decision

Easy to use / quick decision made nice and helpful customer service Reviewed on: 30th June 2017

Very easy to deal with! Excellent all roind

Everything I had to deal with was very easy. Recieved the loan very quickly and recieved all the information I needed. Reviewed on: 30th June 2017

Easy to sort loan

Very straightforward application and very fair rates, definitely recommend Reviewed on: 30th June 2017

Easy Peasy

Great! Used a couple times, and pleased on both occasions. Allows making additional payments without charges, and viewing status and payments of the loan are extremely simple. Quick & Easy application. Reviewed on: 30th June 2017

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