Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 67,272 reviews, last reviewed 21st Jan 2026
66333% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good response easy to manage app good response easy to manage app Reviewed on: 21st January 2026
Isatta Sisay's avatar
Isatta Sisay

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (67272)

Just fantastic!!

5
Zopa gave me a loan when no-one else would (even my bank who I have been with for years wouldn't). Would definitely recommend Zopa to anyone, fast and efficient service, and hassle free! Reviewed on: 30th May 2017
Emma's avatar
Emma

Stress free experience

5
I've had several personal loans over the past 30 or so yrs, For me zopa beats all the others hands down, fair rates of interest and very professional. Reviewed on: 30th May 2017
Mark Parry's avatar
Mark Parry

Fair rates for all including non home-owners

5
As a non home-owner getting a loan is not easy and rates can be extremely high. I did my research and Zopa offered me the best rates. The money was in my account within a couple of days and with affordable monthly repayments coming direct from my account it couldn't be easier. Two years down the line I've come back to Zopa for a second loan, confident that I don't need to look anywhere else. Zopa is without doubt my number one Credit provider. Reviewed on: 30th May 2017
Ros Rucki's avatar
Ros Rucki

Excellent service every time!

5
A friendly, prompt and professional service every time. Reviewed on: 30th May 2017
Matt Ursell's avatar
Matt Ursell

Hassle free loans

5
A very quick and simple process from start to finish. Well done Zopa. Reviewed on: 30th May 2017
Sam Wilson's avatar
Sam Wilson

You helped us make our baby's room a happy room!

5
Zopa was there when we really needed a helping hand. We managed to sort out our finances and got our sons bedroom sorted just in time for his arrival. The customer service has been second to none and I cant fault the ease of your website either. I would recommend Zopa everytime to friends and family. Thank you Reviewed on: 30th May 2017
Ruthie Clegg's avatar
Ruthie Clegg

Zopa made it simply and easy

5
Zopa's online experience is so user friendly, it makes managing your account seem simple and crystal clear Reviewed on: 30th May 2017
Irfan Beg's avatar
Irfan Beg

Simply the best

5
My go-to provider for any personal loan, every time. Quick, efficient and friendly service. I'd recommend Zopa to anybody. Reviewed on: 30th May 2017
Matt Ursell's avatar
Matt Ursell

I recommended

5
My loan in three words: Quick, seamlessly, professionally! I have a new kitchen now :) Reviewed on: 30th May 2017
Sabina Blacha-Tkocz's avatar
Sabina Blacha-Tkocz

Easy process

5
The application was easy and I got approval quick Reviewed on: 30th May 2017
Dimitar Dimitrov's avatar
Dimitar Dimitrov

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill